Industrial Bank Balance Sheet Health
Financial Health criteria checks 6/6
Industrial Bank has total assets of CN¥10,307.4B and total equity of CN¥879.5B. Total deposits are CN¥7,221.4B, and total loans are CN¥6,072.6B. It earns a Net Interest Margin of 1.9%. It has sufficient allowance for bad loans, which are currently at 1% of total loans. Cash and short-term investments are CN¥1,606.5B.
Key information
11.7x
Asset to equity ratio
1.9%
Net interest margin
| Total deposits | CN¥7.22t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.0% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥1.61t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 601166's Assets to Equity ratio (11.7x) is moderate.
Allowance for Bad Loans: 601166 has a sufficient allowance for bad loans (244%).
Low Risk Liabilities: 77% of 601166's liabilities are made up of primarily low risk sources of funding.
Loan Level: 601166 has an appropriate level of Loans to Assets ratio (59%).
Low Risk Deposits: 601166's Loans to Deposits ratio (84%) is appropriate.
Level of Bad Loans: 601166 has an appropriate level of bad loans (1%).