Industrial Bank Balance Sheet Health
Financial Health criteria checks 6/6
Industrial Bank has total assets of CN¥10,257.3B and total equity of CN¥833.2B. Total deposits are CN¥7,305.9B, and total loans are CN¥5,765.7B. It earns a Net Interest Margin of 1.9%. It has sufficient allowance for bad loans, which are currently at 1.2% of total loans. Cash and short-term investments are CN¥1,828.6B.
Key information
12.3x
Asset to equity ratio
1.9%
Net interest margin
Total deposits | CN¥7.31t |
Loan to deposit ratio | Appropriate |
Bad loans | 1.2% |
Allowance for bad loans | Sufficient |
Current ratio | Good |
Cash & equivalents | CN¥1.83t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 601166's Assets to Equity ratio (12.3x) is moderate.
Allowance for Bad Loans: 601166 has a sufficient allowance for bad loans (212%).
Low Risk Liabilities: 78% of 601166's liabilities are made up of primarily low risk sources of funding.
Loan Level: 601166 has an appropriate level of Loans to Assets ratio (56%).
Low Risk Deposits: 601166's Loans to Deposits ratio (79%) is appropriate.
Level of Bad Loans: 601166 has an appropriate level of bad loans (1.2%).