Bank of Xi'anLtd Balance Sheet Health
Financial Health criteria checks 6/6
Bank of Xi'anLtd has total assets of CN¥449.7B and total equity of CN¥32.7B. Total deposits are CN¥323.8B, and total loans are CN¥219.2B. It earns a Net Interest Margin of 1.4%. It has sufficient allowance for bad loans, which are currently at 1.6% of total loans. Cash and short-term investments are CN¥76.6B.
Key information
13.8x
Asset to equity ratio
1.4%
Net interest margin
| Total deposits | CN¥323.83b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.6% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥76.57b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 600928's Assets to Equity ratio (13.8x) is moderate.
Allowance for Bad Loans: 600928 has a sufficient allowance for bad loans (175%).
Low Risk Liabilities: 78% of 600928's liabilities are made up of primarily low risk sources of funding.
Loan Level: 600928 has an appropriate level of Loans to Assets ratio (49%).
Low Risk Deposits: 600928's Loans to Deposits ratio (68%) is appropriate.
Level of Bad Loans: 600928 has an appropriate level of bad loans (1.6%).