China Minsheng Banking Balance Sheet Health
Financial Health criteria checks 6/6
China Minsheng Banking has total assets of CN¥7,727.5B and total equity of CN¥652.5B. Total deposits are CN¥5,530.4B, and total loans are CN¥4,562.6B. It earns a Net Interest Margin of 1.5%. It has sufficient allowance for bad loans, which are currently at 1.4% of total loans. Cash and short-term investments are CN¥717.3B.
Key information
11.8x
Asset to equity ratio
1.5%
Net interest margin
Total deposits | CN¥5.53t |
Loan to deposit ratio | Appropriate |
Bad loans | 1.4% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | CN¥717.34b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 600016's Assets to Equity ratio (11.8x) is moderate.
Allowance for Bad Loans: 600016 has a sufficient allowance for bad loans (149%).
Low Risk Liabilities: 78% of 600016's liabilities are made up of primarily low risk sources of funding.
Loan Level: 600016 has an appropriate level of Loans to Assets ratio (59%).
Low Risk Deposits: 600016's Loans to Deposits ratio (82%) is appropriate.
Level of Bad Loans: 600016 has an appropriate level of bad loans (1.4%).