Banco Davivienda Balance Sheet Health
Financial Health criteria checks 4/6
Banco Davivienda has total assets of COP182,467.8B and total equity of COP15,690.4B. Total deposits are COP129,664.3B, and total loans are COP135,180.9B earning a Net Interest Margin of 5.9%. It has insufficient allowance for bad loans, which are currently at 4.9% of total loans. Cash and short-term investments are COP20,242.8B.
Key information
11.6x
Asset to equity ratio
5.9%
Net interest margin
| Total deposits | Col$129.66t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 4.9% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | Col$20.24t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: DAVIVIENCL's Assets to Equity ratio (11.6x) is moderate.
Allowance for Bad Loans: DAVIVIENCL has a low allowance for bad loans (81%).
Low Risk Liabilities: 78% of DAVIVIENCL's liabilities are made up of primarily low risk sources of funding.
Loan Level: DAVIVIENCL has an appropriate level of Loans to Assets ratio (74%).
Low Risk Deposits: DAVIVIENCL's Loans to Deposits ratio (104%) is appropriate.
Level of Bad Loans: DAVIVIENCL has a high level of bad loans (4.9%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/29 13:58 |
| End of Day Share Price | 2024/12/27 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Banco Davivienda S.A. is covered by 10 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Alonso Aramburú | BTG Pactual |
| Citi Research | Citigroup Inc |
| Brian Flores | Citigroup Inc |