Banco Santander-Chile Balance Sheet Health
Financial Health criteria checks 2/6
Banco Santander-Chile has total assets of CLP65,890.3B and total equity of CLP4,324.2B. Total deposits are CLP28,384.4B, and total loans are CLP39,225.7B earning a Net Interest Margin of 2.2%. It has insufficient allowance for bad loans, which are currently at 6.1% of total loans. Cash and short-term investments are CLP15,023.3B.
Key information
15.2x
Asset to equity ratio
2.2%
Net interest margin
| Total deposits | CL$28.38t |
| Loan to deposit ratio | High |
| Bad loans | 6.1% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | CL$15.02t |
Recent financial health updates
No updates
Recent updates
Banco Santander-Chile (SNSE:BSANTANDER) Is Reducing Its Dividend To CLP1.84
Apr 15
Banco Santander-Chile's (SNSE:BSANTANDER) Shareholders Will Receive A Smaller Dividend Than Last Year
Apr 01Is Banco Santander-Chile (SNSE:BSANTANDER) The Right Choice For A Smart Dividend Investor?
Apr 19Did You Participate In Any Of Banco Santander-Chile's (SNSE:BSANTANDER) Respectable 74% Return?
Mar 13Banco Santander-Chile Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions
Feb 06Here's What You Should Know About Banco Santander-Chile's (SNSE:BSANTANDER) 4.6% Dividend Yield
Jan 08What Type Of Returns Would Banco Santander-Chile's(SNSE:BSANTANDER) Shareholders Have Earned If They Purchased Their SharesYear Ago?
Dec 04
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BSANTANDER's Assets to Equity ratio (15.2x) is moderate.
Allowance for Bad Loans: BSANTANDER has a low allowance for bad loans (49%).
Low Risk Liabilities: 54% of BSANTANDER's liabilities are made up of primarily higher risk sources of funding.
Loan Level: BSANTANDER has an appropriate level of Loans to Assets ratio (60%).
Low Risk Deposits: BSANTANDER's Loans to Deposits ratio (138%) is high.
Level of Bad Loans: BSANTANDER has a high level of bad loans (6.1%).