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SAFC

Alios Finance Ivory CoastBRVM:SAFC Stock Report

Market Cap

XOF201.4m

7D

-0.8%

1Y

125.5%

Updated

17 Oct, 2021

Data

Company Financials
SAFC fundamental analysis
Snowflake Score
Valuation1/6
Future Growth0/6
Past Performance0/6
Financial Health2/6
Dividends0/6

SAFC Overview

Alios Finance Ivory Coast provides equipment financing in Ivory Coast.

Price History & Performance

Summary of all time highs, changes and price drops for Alios Finance Ivory Coast
Historical stock prices
Current Share PriceXOF620.00
52 Week HighXOF0
52 Week LowXOF0
Beta-0.57
1 Month Change-4.61%
3 Month Change-13.89%
1 Year Change125.46%
3 Year Change210.00%
5 Year Change67.03%
Change since IPO12.32%

Recent News & Updates

Shareholder Returns

SAFCCI Diversified FinancialCI Market
7D-0.8%-1.1%1.6%
1Y125.5%37.2%53.9%

Return vs Industry: SAFC exceeded the CI Diversified Financial industry which returned 37.1% over the past year.

Return vs Market: SAFC exceeded the CI Market which returned 53.9% over the past year.

Price Volatility

Is SAFC's price volatile compared to industry and market?
SAFC volatility
SAFC Beta-0.57
Industry Beta0.67
Market Beta1

Stable Share Price: SAFC is more volatile than 90% of CI stocks over the past 3 months, typically moving +/- 10% a week.

Volatility Over Time: SAFC's weekly volatility (10%) has been stable over the past year, but is still higher than 75% of CI stocks.

About the Company

FoundedEmployeesCEOWebsite
1956n/aHichem Zghalhttps://www.alios-finance.com/site/en/index.php?id_article=55

Alios Finance Ivory Coast provides equipment financing in Ivory Coast. It offers a range of products, including leasing, investment credits, and long-term rentals; and consumer credits, including personal lending facilities and loans for equipment. The company was formerly known as Société Africaine de Crédit Automobile and changed its name to Alios Finance Ivory Coast in 2007.

Alios Finance Ivory Coast Fundamentals Summary

How do Alios Finance Ivory Coast's earnings and revenue compare to its market cap?
SAFC fundamental statistics
Market CapXOF201.37m
Earnings (TTM)-XOF1.64b
Revenue (TTM)XOF2.52b

0.08x

P/S Ratio

-0.1x

P/E Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
SAFC income statement (TTM)
RevenueXOF2.52b
Cost of RevenueXOF3.71b
Gross Profit-XOF1.19b
ExpensesXOF449.00m
Earnings-XOF1.64b

Last Reported Earnings

Dec 31, 2020

Next Earnings Date

n/a

Earnings per share (EPS)-5.05k
Gross Margin-47.26%
Net Profit Margin-65.08%
Debt/Equity Ratio290.2%

How did SAFC perform over the long term?

See historical performance and comparison

Valuation

Is Alios Finance Ivory Coast undervalued compared to its fair value and its price relative to the market?

0.03x

Price to Book (PB) ratio


Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate SAFC's fair value to establish if it is undervalued.

Significantly Below Fair Value: Insufficient data to calculate SAFC's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: SAFC is unprofitable, so we can't compare its PE Ratio to the African Diversified Financial industry average.

PE vs Market: SAFC is unprofitable, so we can't compare its PE Ratio to the CI market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate SAFC's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: SAFC is good value based on its PB Ratio (0x) compared to the XF Diversified Financial industry average (0.8x).


Future Growth

How is Alios Finance Ivory Coast forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

15.3%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Alios Finance Ivory Coast has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Past Performance

How has Alios Finance Ivory Coast performed over the past 5 years?

2.3%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: SAFC is currently unprofitable.

Growing Profit Margin: SAFC is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: SAFC is unprofitable, but has reduced losses over the past 5 years at a rate of 2.3% per year.

Accelerating Growth: Unable to compare SAFC's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: SAFC is unprofitable, making it difficult to compare its past year earnings growth to the Diversified Financial industry (32.9%).


Return on Equity

High ROE: SAFC has a negative Return on Equity (-24.12%), as it is currently unprofitable.


Financial Health

How is Alios Finance Ivory Coast's financial position?


Financial Position Analysis

Short Term Liabilities: SAFC's short term assets (CFA58.3B) exceed its short term liabilities (CFA6.1B).

Long Term Liabilities: SAFC's short term assets (CFA58.3B) exceed its long term liabilities (CFA53.6B).


Debt to Equity History and Analysis

Debt Level: SAFC's debt to equity ratio (290.2%) is considered high.

Reducing Debt: SAFC's debt to equity ratio has increased from 162.9% to 290.2% over the past 5 years.


Balance Sheet


Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

Stable Cash Runway: Insufficient data to determine if SAFC has enough cash runway based on its current free cash flow.

Forecast Cash Runway: Insufficient data to determine if SAFC has enough cash runway if its free cash flow continues to grow or shrink based on historical rates.


Dividend

What is Alios Finance Ivory Coast current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate SAFC's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate SAFC's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if SAFC's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if SAFC's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: SAFC is not paying a notable dividend for the CI market.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of SAFC's dividend in 3 years as they are not forecast to pay a notable one for the CI market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

1.8yrs

Average management tenure


CEO

Hichem Zghal

5.92yrs

Tenure

Mr. Hichem Zghal serves as Chairman of the Board at Alios Finance Ivory Coast. He serves as Director of Ennakl Automobiles S.A. He has been Chief Executive Officer of Alios Fiance Group at Alios Finance Iv...


Leadership Team

Experienced Management: SAFC's management team is not considered experienced ( 1.8 years average tenure), which suggests a new team.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Alios Finance Ivory Coast's employee growth, exchange listings and data sources


Key Information


Location

  • Alios Finance Ivory Coast
  • 1, rue des Carrossiers
  • Zone 3
  • Abidjan
  • 04 BP 27
  • Ivory Coast

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/10/17 16:01
End of Day Share Price2021/10/14 00:00
Earnings2020/12/31
Annual Earnings2020/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.