NSIA Banque Société Anonyme

BRVM:NSBC Stock Report

Market Cap: XOF 175.4b

NSIA Banque Société Anonyme Past Earnings Performance

Past criteria checks 2/6

NSIA Banque Société Anonyme has been growing earnings at an average annual rate of 30.5%, while the Banks industry saw earnings growing at 17.6% annually. Revenues have been growing at an average rate of 12.1% per year. NSIA Banque Société Anonyme's return on equity is 18.6%, and it has net margins of 39.3%.

Key information

30.5%

Earnings growth rate

31.1%

EPS growth rate

Banks Industry Growth15.9%
Revenue growth rate12.1%
Return on equity18.6%
Net Margin39.3%
Last Earnings Update31 Mar 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How NSIA Banque Société Anonyme makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

BRVM:NSBC Revenue, expenses and earnings (XOF Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Mar 2489,85835,3577,2690
31 Dec 2389,39234,8137,2690
30 Sep 2391,71235,6287,1320
31 Mar 2389,53135,2617,1320
31 Dec 2285,13932,3827,1320
30 Sep 2276,36721,3766,0060
31 Mar 2273,56121,3536,0060
31 Dec 2173,59820,9986,0060
30 Sep 2168,23717,0686,5550
30 Jun 2166,57914,4036,8390
31 Mar 2157,5378,0166,5550
31 Dec 2056,3057,2016,5550
30 Sep 2057,34010,9036,0070
30 Jun 2053,63510,5365,9880
31 Mar 2058,34113,3106,0070
31 Dec 1958,42213,6176,0070
30 Sep 1952,11310,8215,5480
30 Jun 1961,26013,5465,7600
31 Mar 1955,7279,6505,5480
31 Dec 1857,36112,1965,5480
30 Sep 18125,07813,83220,0210
30 Jun 1846,3633,862-7,8830
31 Mar 18123,42120,6726,0270
31 Dec 1752,94910,0155,9590
30 Sep 1764,30219,44617,1950
31 Dec 1657,77817,12017,1950
31 Dec 1550,45714,29615,2710
31 Dec 1440,42211,22412,5990

Quality Earnings: NSBC has high quality earnings.

Growing Profit Margin: NSBC's current net profit margins (39.3%) are lower than last year (39.4%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: NSBC's earnings have grown significantly by 30.5% per year over the past 5 years.

Accelerating Growth: NSBC's earnings growth over the past year (0.3%) is below its 5-year average (30.5% per year).

Earnings vs Industry: NSBC earnings growth over the past year (0.3%) did not outperform the Banks industry 2.5%.

Return on Equity

High ROE: NSBC's Return on Equity (18.6%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/02 01:52
End of Day Share Price 2025/01/02 00:00
Earnings2024/03/31
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

NSIA Banque Société Anonyme is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
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