NSIA Banque Société Anonyme Past Earnings Performance
Past criteria checks 3/6
NSIA Banque Société Anonyme has been growing earnings at an average annual rate of 29.8%, while the Banks industry saw earnings growing at 16.5% annually. Revenues have been growing at an average rate of 11.8% per year. NSIA Banque Société Anonyme's return on equity is 18.3%, and it has net margins of 38.9%.
Key information
29.8%
Earnings growth rate
29.5%
EPS growth rate
| Banks Industry Growth | 15.9% |
| Revenue growth rate | 11.8% |
| Return on equity | 18.3% |
| Net Margin | 38.9% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How NSIA Banque Société Anonyme makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 89,392 | 34,813 | 7,269 | 0 |
| 30 Sep 23 | 91,712 | 35,628 | 7,132 | 0 |
| 31 Mar 23 | 89,531 | 35,261 | 7,132 | 0 |
| 31 Dec 22 | 85,139 | 32,382 | 7,132 | 0 |
| 30 Sep 22 | 76,367 | 21,376 | 6,006 | 0 |
| 31 Mar 22 | 73,561 | 21,353 | 6,006 | 0 |
| 31 Dec 21 | 73,598 | 20,998 | 6,006 | 0 |
| 30 Sep 21 | 68,237 | 17,068 | 6,555 | 0 |
| 30 Jun 21 | 66,579 | 14,403 | 6,839 | 0 |
| 31 Mar 21 | 57,537 | 8,016 | 6,555 | 0 |
| 31 Dec 20 | 56,305 | 7,201 | 6,555 | 0 |
| 30 Sep 20 | 57,340 | 10,903 | 6,007 | 0 |
| 30 Jun 20 | 53,635 | 10,536 | 5,988 | 0 |
| 31 Mar 20 | 58,341 | 13,310 | 6,007 | 0 |
| 31 Dec 19 | 58,422 | 13,617 | 6,007 | 0 |
| 30 Sep 19 | 52,113 | 10,821 | 5,548 | 0 |
| 30 Jun 19 | 61,260 | 13,546 | 5,760 | 0 |
| 31 Mar 19 | 55,727 | 9,650 | 5,548 | 0 |
| 31 Dec 18 | 57,361 | 12,196 | 5,548 | 0 |
| 30 Sep 18 | 125,078 | 13,832 | 20,021 | 0 |
| 30 Jun 18 | 46,363 | 3,862 | -7,883 | 0 |
| 31 Mar 18 | 123,421 | 20,672 | 6,027 | 0 |
| 31 Dec 17 | 52,949 | 10,015 | 5,959 | 0 |
| 30 Sep 17 | 64,302 | 19,446 | 17,195 | 0 |
| 31 Dec 16 | 57,778 | 17,120 | 17,195 | 0 |
| 31 Dec 15 | 50,457 | 14,296 | 15,271 | 0 |
| 31 Dec 14 | 40,422 | 11,224 | 12,599 | 0 |
| 31 Dec 13 | 36,762 | 5,249 | 11,321 | 0 |
Quality Earnings: NSBC has high quality earnings.
Growing Profit Margin: NSBC's current net profit margins (38.9%) are higher than last year (38%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: NSBC's earnings have grown significantly by 29.8% per year over the past 5 years.
Accelerating Growth: NSBC's earnings growth over the past year (7.5%) is below its 5-year average (29.8% per year).
Earnings vs Industry: NSBC earnings growth over the past year (7.5%) did not outperform the Banks industry 29%.
Return on Equity
High ROE: NSBC's Return on Equity (18.3%) is considered low.