Bank Of Africa Senegal

BRVM:BOAS Stock Report

Market Cap: XOF 98.1b

Bank Of Africa Senegal Past Earnings Performance

Past criteria checks 2/6

Bank Of Africa Senegal has been growing earnings at an average annual rate of 19.2%, while the Banks industry saw earnings growing at 17.6% annually. Revenues have been growing at an average rate of 10.7% per year. Bank Of Africa Senegal's return on equity is 23.3%, and it has net margins of 41.4%.

Key information

19.2%

Earnings growth rate

9.2%

EPS growth rate

Banks Industry Growth15.9%
Revenue growth rate10.7%
Return on equity23.3%
Net Margin41.4%
Last Earnings Update30 Jun 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Bank Of Africa Senegal makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

BRVM:BOAS Revenue, expenses and earnings (XOF Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 2443,21517,8942,7500
31 Mar 2443,92718,1342,7500
31 Dec 2342,37917,0222,7500
30 Sep 2337,61217,8873,8180
30 Jun 2338,37918,1612,4430
31 Mar 2336,30516,3262,4430
31 Dec 2234,42315,5812,4430
30 Sep 2233,12014,4352,3480
30 Jun 2231,94413,8652,3480
31 Mar 2229,64611,0632,2810
31 Dec 2129,25211,0702,3480
30 Sep 2131,1469,7082,2560
30 Jun 2131,0718,0361,2310
31 Mar 2128,0169,1322,2560
31 Dec 2026,5397,6672,2560
30 Sep 2028,0608,4881,9050
30 Jun 2027,6008,7972,1670
31 Mar 2026,8898,6931,9050
31 Dec 1927,8029,1151,9050
30 Sep 1927,6299,2201,9060
30 Jun 1925,3858,7171,8760
31 Mar 1927,2268,9121,9060
31 Dec 1825,3798,5091,9060
30 Sep 1825,52111,1761,5990
30 Jun 1827,18712,1091,5990
31 Mar 1825,47911,6831,5990
31 Dec 1725,72911,3891,5990
30 Jun 1723,4635,4556,4220
31 Mar 1722,3875,3665,9020
31 Dec 1621,0964,0515,9020
30 Jun 1617,2271,99310,1240
31 Mar 1616,5241,1025,2920
31 Dec 1516,3012,0795,2920
30 Jun 1514,0633,2114,5390
31 Mar 1514,3443,6744,5390
31 Dec 1413,1903,3764,5390

Quality Earnings: BOAS has high quality earnings.

Growing Profit Margin: BOAS's current net profit margins (41.4%) are lower than last year (47.3%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: BOAS's earnings have grown by 19.2% per year over the past 5 years.

Accelerating Growth: BOAS's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: BOAS had negative earnings growth (-1.5%) over the past year, making it difficult to compare to the Banks industry average (2.5%).

Return on Equity

High ROE: Whilst BOAS's Return on Equity (23.35%) is high, this metric is skewed due to their high level of debt.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/02 02:04
End of Day Share Price 2025/01/31 00:00
Earnings2024/06/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Bank Of Africa Senegal is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution