TEMNE logo

Temenos SWX:TEMNE Stock Report

Last Price

CHF 59.10

Market Cap

CHF 4.2b

7D

n/a

1Y

n/a

Updated

30 Apr, 2025

Data

Company Financials +

TEMNE Stock Overview

Develops, markets, and sells integrated banking software systems to banking and other financial services institutions. More details

TEMNE fundamental analysis
Snowflake Score
Valuation1/6
Future Growth3/6
Past Performance4/6
Financial Health4/6
Dividends4/6

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Temenos AG Competitors

Price History & Performance

Summary of share price highs, lows and changes for Temenos
Historical stock prices
Current Share PriceCHF 59.10
52 Week HighCHF 67.10
52 Week LowCHF 53.10
Beta1.01
1 Month Changen/a
3 Month Changen/a
1 Year Changen/a
3 Year Changen/a
5 Year Changen/a
Change since IPO-3.04%

Recent News & Updates

Recent updates

Shareholder Returns

TEMNECH SoftwareCH Market
7Dn/a4.1%3.1%
1Yn/a31.8%5.7%

Return vs Industry: Insufficient data to determine how TEMNE performed against the Swiss Software industry.

Return vs Market: Insufficient data to determine how TEMNE performed against the Swiss Market.

Price Volatility

Is TEMNE's price volatile compared to industry and market?
TEMNE volatility
TEMNE Average Weekly Movementn/a
Software Industry Average Movement6.7%
Market Average Movement4.8%
10% most volatile stocks in CH Market9.3%
10% least volatile stocks in CH Market2.5%

Stable Share Price: TEMNE's share price has been volatile over the past 3 months compared to the Swiss market.

Volatility Over Time: Insufficient data to determine TEMNE's volatility change over the past year.

About the Company

FoundedEmployeesCEOWebsite
19936,239Jean-Pierre Brulardwww.temenos.com

Temenos AG develops, markets, and sells integrated banking software systems to banking and other financial services institutions. It provides Temenos SaaS, an enterprise service for retail banking, business and corporate banking, and wealth; Temenos AI that helps banks adopt responsible AI practices by providing explainability, security, safe deployment, and banking-specific capabilities; Temenos Digital that accelerates its digital transformation initiatives; Temenos Core, a platform that allows clients have access to core banking capabilities; Temenos Banking Platform, a single code and platform; and Temenos Exchange that offers a selection of curated, assessed, and integrated tech partners that help to include fintech services. The company also offers end-to-end retail banking solution, such as an open and cloud-native platform for agile retail banking transformation; corporate and commercial banking solution that enables transaction initiation across trade finance, lending, payments, supply chain finance, and cash sweeping, as well as addresses the need for automation enabling banks to create services; end-to-end business banking solution, a cloud-agnostic front to back solution that enables financial institutions to deliver tangible value to small and medium businesses from onboarding to origination, digital and face to face servicing, advisory and cross-sell for accounts, and lending and asset finance; end-to-end wealth management solution, a de facto software solution for the private wealth management industry; temenos payments solution that offers next-gen payment processing; and Temenos Multifonds, a fund accounting and investor servicing solution on SaaS.

Temenos AG Fundamentals Summary

How do Temenos's earnings and revenue compare to its market cap?
TEMNE fundamental statistics
Market capCHF 4.17b
Earnings (TTM)CHF 143.55m
Revenue (TTM)CHF 863.60m

29.1x

P/E Ratio

4.8x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
TEMNE income statement (TTM)
RevenueUS$1.05b
Cost of RevenueUS$294.31m
Gross ProfitUS$752.12m
Other ExpensesUS$578.18m
EarningsUS$173.94m

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

Jul 22, 2025

Earnings per share (EPS)2.46
Gross Margin71.88%
Net Profit Margin16.62%
Debt/Equity Ratio104.9%

How did TEMNE perform over the long term?

See historical performance and comparison

Dividends

2.0%

Current Dividend Yield

58%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/04/30 17:50
End of Day Share Price 2025/04/30 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Temenos AG is covered by 38 analysts. 14 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Alexander ToutArete Research Services LLP
Knut WollerBaader Helvea Equity Research
Christoph WirtzBank am Bellevue