Baloise Holding AG

SWX:BALN Stock Report

Market Cap: CHF 9.0b

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Baloise Holding Future Growth

Future criteria checks 2/6

Baloise Holding is forecast to grow earnings and revenue by 2.8% and 5.5% per annum respectively. EPS is expected to grow by 2.8% per annum. Return on equity is forecast to be 12% in 3 years.

Key information

2.8%

Earnings growth rate

2.75%

EPS growth rate

Insurance earnings growth5.7%
Revenue growth rate5.5%
Future return on equity12.00%
Analyst coverage

Low

Last updated24 Nov 2025

Recent future growth updates

Recent updates

Narrative Update • Dec 13

BALN: Merger Integration Will Likely Unlock Further Upside For Shares

Analysts have modestly maintained their price target on Baloise Holding at approximately CHF 229.20, reflecting stable assumptions on discount rate, revenue growth and profit margins that support an unchanged valuation framework. What's in the News Helvetia Holding completed its CHF 8.3 billion merger of equals with Baloise on December 5, 2025, creating Helvetia Baloise Holding Ltd.
Narrative Update • Nov 29

BALN: Revised Outlook Will Likely Support Current Fair Valuation

Analysts have raised their price target for Baloise Holding from CHF 218.15 to CHF 229.20. This adjustment is based on stronger projected revenue growth, even though there is a slight decrease in expected profit margin.
Narrative Update • Nov 15

BALN: Stable Outlook Will Likely Sustain Current Market Position

Analysts have maintained their price target for Baloise Holding at CHF 218.15. They cite stable expectations for growth, profitability, and valuation metrics based on recent reviews.
Narrative Update • Nov 01

BALN: Stable Forecasts Signal Balanced Opportunities And Ongoing Risks Ahead

Baloise Holding Price Target Adjusted Analysts have maintained their price target for Baloise Holding at CHF 218.15. They cited stable forecasts for revenue growth, profit margins, and valuation metrics as the basis for their unchanged outlook.
Narrative Update • Oct 17

Swiss Group Life Semi-Autonomy Will Face Risks Yet Deliver Savings

Analysts have maintained their price target for Baloise Holding at CHF 218.15, citing steady forecasts for growth, profitability, and valuation metrics. They made only marginal adjustments to underlying financial assumptions.
Narrative Update • Oct 03

Swiss Group Life Semi-Autonomy Will Face Risks Yet Deliver Savings

Analysts have raised their price target for Baloise Holding from CHF 212.35 to CHF 218.15. They cite improved revenue growth expectations and a lower discount rate as key factors supporting the upgrade.
User avatar
New Narrative • Feb 09

Commitment To 80% Cash Payout Will Make Stock More Attractive

Baloise's refocusing strategy prioritizes profitability and streamlined operations, potentially boosting revenue growth and net margins in core markets.

Earnings and Revenue Growth Forecasts

SWX:BALN - Analysts future estimates and past financials data (CHF Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
12/31/20278,899551539N/A1
12/31/20268,791534527N/A1
12/31/20258,650529515N/A1
6/30/20256,086441854900N/A
3/31/20256,057413459511N/A
12/31/20246,02838564123N/A
9/30/20245,950319-204-144N/A
6/30/20245,872254-489-427N/A
3/31/20245,828247-2434N/A
12/31/20235,785240441496N/A
9/30/20235,735239248300N/A
6/30/20235,68523955104N/A
3/31/20235,662243-188-142N/A
12/31/20225,640248-431-388N/A
9/30/20226,369374-181-137N/A
6/30/20227,09950170114N/A
3/31/20228,661545249296N/A
12/31/202110,222588428477N/A
9/30/202110,498574397456N/A
6/30/202110,774559365434N/A
3/31/20219,652497187258N/A
12/31/20208,5314341081N/A
9/30/20208,355456260327N/A
6/30/20208,179477510574N/A
3/31/20209,450586438509N/A
12/31/201910,721694367445N/A
9/30/20199,829671607692N/A
6/30/20198,936649848939N/A
3/31/20197,995586N/A1,036N/A
12/31/20187,054523N/A1,133N/A
9/30/20187,751521N/A684N/A
6/30/20188,448519N/A234N/A
3/31/20188,841533N/A402N/A
12/31/20179,234548N/A569N/A
9/30/20179,190579N/A617N/A
6/30/20179,147610N/A665N/A
3/31/20178,940573N/A689N/A
12/31/20168,733535N/A714N/A
9/30/20168,461511N/A860N/A
6/30/20168,190487N/A1,006N/A
3/31/20168,446500N/A668N/A
12/31/20158,702512N/A331N/A
9/30/20159,162561N/A143N/A
6/30/20159,622610N/A-45N/A
3/31/20159,883660N/A14N/A
12/31/201410,145711N/A74N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: BALN's forecast earnings growth (2.8% per year) is above the savings rate (0.5%).

Earnings vs Market: BALN's earnings (2.8% per year) are forecast to grow slower than the Swiss market (10.4% per year).

High Growth Earnings: BALN's earnings are forecast to grow, but not significantly.

Revenue vs Market: BALN's revenue (5.5% per year) is forecast to grow faster than the Swiss market (3.8% per year).

High Growth Revenue: BALN's revenue (5.5% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: BALN's Return on Equity is forecast to be low in 3 years time (12%).

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/12/05 17:08
End of Day Share Price 2025/12/05 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Baloise Holding AG is covered by 10 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Guenther HollfelderBaader Helvea Equity Research
Michael HuttnerBerenberg
Thomas BatemanBerenberg