VP Bank Balance Sheet Health
Financial Health criteria checks 5/6
VP Bank has total assets of CHF11.7B and total equity of CHF1.1B. Total deposits are CHF9.7B, and total loans are CHF5.8B.
Key information
10.5x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | CHF 9.71b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.1% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | CHF 2.37b |
Recent financial health updates
No updates
Recent updates
VP Bank's (VTX:VPBN) Dividend Will Be CHF5.00
Apr 25
VP Bank (VTX:VPBN) Will Pay A Dividend Of CHF5.00
Apr 09VP Bank AG Just Missed Earnings - But Analysts Have Updated Their Models
Mar 14Are Dividend Investors Getting More Than They Bargained For With VP Bank AG's (VTX:VPBN) Dividend?
Apr 19What You Need To Know About VP Bank AG's (VTX:VPBN) Investor Composition
Mar 15Did You Participate In Any Of VP Bank's (VTX:VPBN) Respectable 72% Return?
Jan 20What To Know Before Buying VP Bank AG (VTX:VPBN) For Its Dividend
Nov 26
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: VPBN's Assets to Equity ratio (10.5x) is moderate.
Allowance for Bad Loans: VPBN has a low allowance for bad loans (35%).
Low Risk Liabilities: 92% of VPBN's liabilities are made up of primarily low risk sources of funding.
Loan Level: VPBN has an appropriate level of Loans to Assets ratio (49%).
Low Risk Deposits: VPBN's Loans to Deposits ratio (59%) is appropriate.
Level of Bad Loans: VPBN has an appropriate level of bad loans (1.1%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 00:54 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/06/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
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Analyst Sources
VP Bank AG is covered by 7 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Tobias Brutsch | Bank Vontobel AG |
| Thomas Kalbermatten | Credit Suisse |
| Rainer Skierka | Research Partners AG |