Wells Fargo Balance Sheet Health
Financial Health criteria checks 6/6
Wells Fargo has total assets of $1,959.2B and total equity of $182.7B. Total deposits are $1,383.1B, and total loans are $908.4B. It earns a Net Interest Margin of 3.1%. It has sufficient allowance for bad loans, which are currently at 0.9% of total loans. Cash and short-term investments are $411.4B.
Key information
10.7x
Asset to equity ratio
3.1%
Net interest margin
Total deposits | US$1.38t |
Loan to deposit ratio | Appropriate |
Bad loans | 0.9% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$411.37b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: WFC's Assets to Equity ratio (10.7x) is moderate.
Allowance for Bad Loans: WFC has a sufficient allowance for bad loans (179%).
Low Risk Liabilities: 78% of WFC's liabilities are made up of primarily low risk sources of funding.
Loan Level: WFC has an appropriate level of Loans to Assets ratio (46%).
Low Risk Deposits: WFC's Loans to Deposits ratio (66%) is appropriate.
Level of Bad Loans: WFC has an appropriate level of bad loans (0.9%).