NatWest Group Balance Sheet Health
Financial Health criteria checks 4/6
NatWest Group has total assets of £702.6B and total equity of £34.8B. Total deposits are £443.8B, and total loans are £352.5B earning a Net Interest Margin of 1.8%. It has insufficient allowance for bad loans, which are currently at 1.5% of total loans. Cash and short-term investments are £272.5B.
Key information
20.2x
Asset to equity ratio
1.8%
Net interest margin
Total deposits | UK£443.78b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.5% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | UK£272.52b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: RYSD's Assets to Equity ratio (20.2x) is very high.
Allowance for Bad Loans: RYSD has a low allowance for bad loans (65%).
Low Risk Liabilities: 66% of RYSD's liabilities are made up of primarily low risk sources of funding.
Loan Level: RYSD has an appropriate level of Loans to Assets ratio (50%).
Low Risk Deposits: RYSD's Loans to Deposits ratio (79%) is appropriate.
Level of Bad Loans: RYSD has an appropriate level of bad loans (1.5%).