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PTS

Points.com TSX:PTS Stock Report

Last Price

CA$31.09

Market Cap

CA$459.1m

7D

0.2%

1Y

48.0%

Updated

21 May, 2022

Data

Company Financials +
PTS fundamental analysis
Snowflake Score
Valuation2/6
Future Growth4/6
Past Performance2/6
Financial Health6/6
Dividends0/6

PTS Stock Overview

Points.com Inc. provides technology solutions to loyalty industry in the United States, Europe, and internationally.

Points.com Competitors

 

 

 

 

 

 

 

 

 

 

 

 

Price History & Performance

Summary of all time highs, changes and price drops for Points.com
Historical stock prices
Current Share PriceCA$31.09
52 Week HighCA$32.16
52 Week LowCA$17.38
Beta1.86
1 Month Change51.07%
3 Month Change33.89%
1 Year Change48.05%
3 Year Change82.99%
5 Year Change132.88%
Change since IPO-12.42%

Recent News & Updates

Shareholder Returns

PTSCA Online RetailCA Market
7D0.2%0.5%0.8%
1Y48.0%-48.7%4.9%

Return vs Industry: PTS exceeded the Canadian Online Retail industry which returned -48.7% over the past year.

Return vs Market: PTS exceeded the Canadian Market which returned 4.8% over the past year.

Price Volatility

Is PTS's price volatile compared to industry and market?
PTS volatility
PTS Average Weekly Movement13.1%
Online Retail Industry Average Movement14.0%
Market Average Movement9.9%
10% most volatile stocks in CA Market16.9%
10% least volatile stocks in CA Market4.3%

Stable Share Price: PTS is not significantly more volatile than the rest of Canadian stocks over the past 3 months, typically moving +/- 13% a week.

Volatility Over Time: PTS's weekly volatility has increased from 8% to 13% over the past year, but is still lower than 75% of Canadian stocks.

About the Company

FoundedEmployeesCEOWebsite
2000279Rob MacLeanhttps://www.points.com

Points.com Inc. provides technology solutions to loyalty industry in the United States, Europe, and internationally. It offers Currency Retailing for its members to get more of their currency, whenever they need it; Travel Accrual for its members to book any hotel, car, or activity and earn currency; Everyday Accrual for members to earn currency on day-to-day purchases; Travel Rewards for members to redeem their currency for hotel stays and car rentals; Everyday Rewards for members to redeem their currency for more than travel; and Currency Utility for members to do so much more with currency. The company was founded in 2000 and is headquartered in Toronto, Canada.

Points.com Fundamentals Summary

How do Points.com's earnings and revenue compare to its market cap?
PTS fundamental statistics
Market CapUS$357.59m
Earnings (TTM)US$2.10m
Revenue (TTM)US$432.40m

170.5x

P/E Ratio

0.8x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
PTS income statement (TTM)
RevenueUS$432.40m
Cost of RevenueUS$371.92m
Gross ProfitUS$60.48m
Other ExpensesUS$58.38m
EarningsUS$2.10m

Last Reported Earnings

Mar 31, 2022

Next Earnings Date

n/a

Earnings per share (EPS)0.14
Gross Margin13.99%
Net Profit Margin0.48%
Debt/Equity Ratio0%

How did PTS perform over the long term?

See historical performance and comparison

Valuation

Is Points.com undervalued compared to its fair value and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

  • Below Fair Value

  • Significantly Below Fair Value

  • PE vs Industry

  • PE vs Market

  • PEG Ratio

  • PB vs Industry


23.9%

Undervalued compared to fair value

Share Price vs. Fair Value

Below Fair Value: PTS (CA$31.09) is trading below our estimate of fair value (CA$40.87)

Significantly Below Fair Value: PTS is trading below fair value by more than 20%.


Price To Earnings Ratio

PE vs Industry: PTS is poor value based on its PE Ratio (170.5x) compared to the North American Online Retail industry average (11.7x).

PE vs Market: PTS is poor value based on its PE Ratio (170.5x) compared to the Canadian market (11.5x).


Price to Earnings Growth Ratio

PEG Ratio: PTS is poor value based on its PEG Ratio (2.4x)


Price to Book Ratio

PB vs Industry: PTS is overvalued based on its PB Ratio (5.7x) compared to the CA Online Retail industry average (1.3x).


Future Growth

How is Points.com forecast to perform in the next 1 to 3 years based on estimates from 6 analysts?

Future Growth Score

4/6

Future Growth Score 4/6

  • Earnings vs Savings Rate

  • Earnings vs Market

  • High Growth Earnings

  • Revenue vs Market

  • High Growth Revenue

  • Future ROE


70.7%

Forecasted annual earnings growth

Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: PTS's forecast earnings growth (70.7% per year) is above the savings rate (1.6%).

Earnings vs Market: PTS's earnings (70.7% per year) are forecast to grow faster than the Canadian market (7.5% per year).

High Growth Earnings: earnings are expected to grow significantly over the next 3 years.

Revenue vs Market: PTS's revenue (13.9% per year) is forecast to grow faster than the Canadian market (6.4% per year).

High Growth Revenue: PTS's revenue (13.9% per year) is forecast to grow slower than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: Insufficient data to determine if PTS's Return on Equity is forecast to be high in 3 years time


Past Performance

How has Points.com performed over the past 5 years?

Past Performance Score

2/6

Past Performance Score 2/6

  • Quality Earnings

  • Growing Profit Margin

  • Earnings Trend

  • Accelerating Growth

  • Earnings vs Industry

  • High ROE


-18.0%

Historical annual earnings growth

Earnings and Revenue History

Quality Earnings: PTS has a large one-off gain of $1.4M impacting its March 31 2022 financial results.

Growing Profit Margin: PTS became profitable in the past.


Past Earnings Growth Analysis

Earnings Trend: PTS has become profitable over the past 5 years, growing earnings by -18% per year.

Accelerating Growth: PTS has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.

Earnings vs Industry: PTS has become profitable in the last year, making it difficult to compare its past year earnings growth to the Online Retail industry (-8.3%).


Return on Equity

High ROE: PTS's Return on Equity (3.3%) is considered low.


Financial Health

How is Points.com's financial position?

Financial Health Score

6/6

Financial Health Score 6/6

  • Short Term Liabilities

  • Long Term Liabilities

  • Debt Level

  • Reducing Debt

  • Debt Coverage

  • Interest Coverage

Financial Position Analysis

Short Term Liabilities: PTS's short term assets ($166.1M) exceed its short term liabilities ($123.4M).

Long Term Liabilities: PTS's short term assets ($166.1M) exceed its long term liabilities ($54.0K).


Debt to Equity History and Analysis

Debt Level: PTS is debt free.

Reducing Debt: PTS had no debt 5 years ago.

Debt Coverage: PTS has no debt, therefore it does not need to be covered by operating cash flow.

Interest Coverage: PTS has no debt, therefore coverage of interest payments is not a concern.


Balance Sheet


Dividend

What is Points.com current dividend yield, its reliability and sustainability?

Dividend Score

0/6

Dividend Score 0/6

  • Notable Dividend

  • High Dividend

  • Stable Dividend

  • Growing Dividend

  • Earnings Coverage

  • Future Dividend Coverage

Dividend Yield vs Market

Notable Dividend: Unable to evaluate PTS's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate PTS's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if PTS's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if PTS's dividend payments have been increasing.


Earnings Payout to Shareholders

Earnings Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Cash Payout to Shareholders

Cash Flow Coverage: Unable to calculate sustainability of dividends as PTS has not reported any payouts.


Discover strong dividend paying companies

Management

How experienced are the management team and are they aligned to shareholders interests?

3.4yrs

Average management tenure


CEO

Rob MacLean (54 yo)

22.25yrs

Tenure

US$1,997,970

Compensation

Mr. T. Robert MacLean, also known as Rob, has been a Director of Prodigy Ventures Inc. since September 2015. Mr. MacLean was the Chairman of Prodigy Ventures Inc. until December 20, 2018. He is a Founder o...


CEO Compensation Analysis

Compensation vs Market: Rob's total compensation ($USD2.00M) is above average for companies of similar size in the Canadian market ($USD974.36K).

Compensation vs Earnings: Rob's compensation has been consistent with company performance over the past year.


Leadership Team

Experienced Management: PTS's management team is considered experienced (3.4 years average tenure).


Board Members

Experienced Board: PTS's board of directors are seasoned and experienced ( 12.8 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Points.com Inc.'s employee growth, exchange listings and data sources


Key Information

  • Name: Points.com Inc.
  • Ticker: PTS
  • Exchange: TSX
  • Founded: 2000
  • Industry: Internet and Direct Marketing Retail
  • Sector: Retail
  • Implied Market Cap: CA$459.095m
  • Shares outstanding: 14.77m
  • Website: https://www.points.com

Number of Employees


Location

  • Points.com Inc.
  • 111 Richmond Street West
  • Suite 700
  • Toronto
  • Ontario
  • M5H 2G4
  • Canada

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2022/05/21 00:00
End of Day Share Price2022/05/20 00:00
Earnings2022/03/31
Annual Earnings2021/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.