Sagicor Financial Company Ltd.

TSX:SFC Stock Report

Market Cap: CA$857.6m

Sagicor Financial Past Earnings Performance

Past criteria checks 4/6

Sagicor Financial has been growing earnings at an average annual rate of 53.2%, while the Insurance industry saw earnings growing at 13% annually. Revenues have been declining at an average rate of 4.3% per year. Sagicor Financial's return on equity is 43%, and it has net margins of 24.7%.

Key information

53.2%

Earnings growth rate

49.9%

EPS growth rate

Insurance Industry Growth20.6%
Revenue growth rate-4.3%
Return on equity43.0%
Net Margin24.7%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Here's Why We Think Sagicor Financial (TSE:SFC) Is Well Worth Watching

Aug 17
Here's Why We Think Sagicor Financial (TSE:SFC) Is Well Worth Watching

Revenue & Expenses Breakdown

How Sagicor Financial makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

TSX:SFC Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 242,145530340
30 Jun 241,858468220
31 Mar 241,76255770
31 Dec 231,53053200
30 Sep 231,26411900
30 Jun 231,13648-40
31 Mar 23964-8250
31 Dec 22818-16400
30 Sep 221,071-1942880
30 Jun 221,696-703140
31 Mar 222,053213240
31 Dec 212,3441333500
30 Sep 212,3791203520
30 Jun 211,999673420
31 Mar 211,925573320
31 Dec 201,850-43410
30 Sep 201,669-213340
30 Jun 201,679-123390
31 Mar 201,70503500
31 Dec 191,866443330
30 Sep 191,811403330
30 Jun 191,828411770
31 Mar 191,700322600
31 Dec 181,475373030
30 Sep 181,354442760
30 Jun 181,272664150
31 Mar 181,210693150
31 Dec 171,201622670
30 Sep 171,163561470
30 Jun 171,112621850
31 Mar 171,120602680
31 Dec 161,102592550
30 Sep 161,123663850
30 Jun 161,085482600
31 Mar 161,073552080
31 Dec 151,080552520
30 Sep 151,053681410
30 Jun 151,044552620
31 Mar 151,007502470
31 Dec 14997522340
30 Sep 14961362180
30 Jun 141,015382040
31 Mar 141,024402090
31 Dec 131,012382040

Quality Earnings: SFC has a large one-off gain of $418.6M impacting its last 12 months of financial results to 30th September, 2024.

Growing Profit Margin: SFC's current net profit margins (24.7%) are higher than last year (9.4%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: SFC's earnings have grown significantly by 53.2% per year over the past 5 years.

Accelerating Growth: SFC's earnings growth over the past year (347.2%) exceeds its 5-year average (53.2% per year).

Earnings vs Industry: SFC earnings growth over the past year (347.2%) exceeded the Insurance industry 40.1%.

Return on Equity

High ROE: Whilst SFC's Return on Equity (42.98%) is outstanding, this metric is skewed due to their high level of debt.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 03:51
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Sagicor Financial Company Ltd. is covered by 4 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Gabriel DechaineNational Bank Financial
Nicholas JohnsonNumis Securities Ltd.
Darko MihelicRBC Capital Markets