IOU Financial Inc.

TSXV:IOU Stock Report

Market Cap: CA$22.7m

IOU Financial Management

Management criteria checks 2/4

IOU Financial's CEO is Robert Gloer, appointed in Jan 2008, has a tenure of 15.75 years. total yearly compensation is CA$649.52K, comprised of 52.6% salary and 47.4% bonuses, including company stock and options. directly owns 0.23% of the company’s shares, worth CA$51.69K. The average tenure of the management team and the board of directors is 2.2 years and 3.9 years respectively.

Key information

Robert Gloer

Chief executive officer

CA$649.5k

Total compensation

CEO salary percentage52.6%
CEO tenure15.8yrs
CEO ownership0.2%
Management average tenure2.2yrs
Board average tenure3.9yrs

Recent management updates

Recent updates

CEO Compensation Analysis

How has Robert Gloer's remuneration changed compared to IOU Financial's earnings?
DateTotal CompensationSalaryCompany Earnings
Jun 30 2023n/an/a

-CA$4m

Mar 31 2023n/an/a

-CA$3m

Dec 31 2022CA$650kCA$342k

CA$39k

Sep 30 2022n/an/a

CA$3m

Jun 30 2022n/an/a

CA$6m

Mar 31 2022n/an/a

CA$5m

Dec 31 2021CA$286kCA$286k

CA$4m

Sep 30 2021n/an/a

CA$4m

Jun 30 2021n/an/a

CA$2m

Mar 31 2021n/an/a

-CA$757k

Dec 31 2020CA$244kCA$244k

-CA$3m

Sep 30 2020n/an/a

-CA$3m

Jun 30 2020n/an/a

-CA$4m

Mar 31 2020n/an/a

-CA$704k

Dec 31 2019CA$268kCA$268k

CA$2m

Sep 30 2019n/an/a

CA$2m

Jun 30 2019n/an/a

CA$1m

Mar 31 2019n/an/a

CA$2m

Dec 31 2018CA$324kCA$249k

CA$3m

Sep 30 2018n/an/a

CA$2m

Jun 30 2018n/an/a

CA$270k

Mar 31 2018n/an/a

-CA$3m

Dec 31 2017CA$237kCA$237k

-CA$4m

Sep 30 2017n/an/a

-CA$6m

Jun 30 2017n/an/a

-CA$5m

Mar 31 2017n/an/a

-CA$4m

Dec 31 2016CA$232kCA$232k

-CA$5m

Compensation vs Market: Robert's total compensation ($USD475.09K) is above average for companies of similar size in the Canadian market ($USD180.98K).

Compensation vs Earnings: Robert's compensation has increased whilst the company is unprofitable.

CEO

Robert Gloer (51 yo)

15.8yrs

Tenure

CA$649,523

Compensation

Mr. Robert Gloer serves as Director at IOU Financial Inc. since June 10, 2021. He had been the Chief Operating Officer of IOU Financial Inc. since December 2008 until June 10, 2021 and has been its Preside...

Leadership Team

NamePositionTenureCompensationOwnership
Robert Gloer
President15.8yrsCA$649.52k0.23%
CA$ 51.7k
Philippe Marleau
Founder2.3yrsCA$84.50kno data
Jeffrey Turner
Executive Vice President of Risk Mitigation2.2yrsCA$300.36k0.15%
CA$ 34.4k
Daniel O'Keefe
CFO, Chief Accounting Officer & Secretary1.2yrsno datano data
Madeline Wade
Executive Vice President of Operations2.2yrsCA$8.10kno data
Lori Haygood
Vice President of Compliance2.2yrsno datano data
Kimberley Haffey
Vice President of Salesless than a yearno datano data
Carl Brabander
Executive Vice President of Strategy2.2yrsno datano data
Stewart Yeung
Executive Vice President of Finance2.2yrsno datano data
Rosey Painter
Vice President of Underwriting1.8yrsno datano data

2.2yrs

Average Tenure

50yo

Average Age

Experienced Management: IOU's management team is considered experienced (2.2 years average tenure).

Board Members

NamePositionTenureCompensationOwnership
Robert Gloer
President2.3yrsCA$649.52k0.23%
CA$ 51.7k
Philippe Marleau
Founder18.2yrsCA$84.50kno data
Neil Wolfson
Independent Director2.8yrsCA$30.76kno data
Kathleen Miller
Independent Director2.7yrsCA$23.14k0.00047%
CA$ 106.6
Yves Roy
Independent Director7.3yrsCA$30.99k0.26%
CA$ 59.7k
Evan Price
Independent Chairman of the Board13.8yrsCA$34.35k0.21%
CA$ 46.5k
Lucas Timberlake
Non-Independent Director3.9yrsCA$20.14kno data

3.9yrs

Average Tenure

58yo

Average Age

Experienced Board: IOU's board of directors are considered experienced (3.9 years average tenure).

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2023/10/03 05:24
End of Day Share Price 2023/10/03 00:00
Earnings2023/06/30
Annual Earnings2022/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Industry and Sector Metrics

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Analyst Sources

IOU Financial Inc. is covered by 0 analysts. of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution