Visa Balance Sheet Health
Financial Health criteria checks 5/6
Visa has a total shareholder equity of $39.1B and total debt of $21.0B, which brings its debt-to-equity ratio to 53.6%. Its total assets and total liabilities are $94.5B and $55.4B respectively. Visa's EBIT is $24.1B making its interest coverage ratio -68.5. It has cash and short-term investments of $15.2B.
Key information
53.6%
Debt to equity ratio
US$20.97b
Debt
| Interest coverage ratio | -68.5x |
| Cash | US$15.18b |
| Equity | US$39.14b |
| Total liabilities | US$55.37b |
| Total assets | US$94.51b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Short Term Liabilities: VISA's short term assets ($34.0B) exceed its short term liabilities ($26.5B).
Long Term Liabilities: VISA's short term assets ($34.0B) exceed its long term liabilities ($28.9B).
Debt to Equity History and Analysis
Debt Level: VISA's net debt to equity ratio (14.8%) is considered satisfactory.
Reducing Debt: VISA's debt to equity ratio has increased from 48.2% to 53.6% over the past 5 years.
Debt Coverage: VISA's debt is well covered by operating cash flow (95.1%).
Interest Coverage: VISA earns more interest than it pays, so coverage of interest payments is not a concern.