XS Financial Inc.

CNSX:XSF Stock Report

Market Cap: CA$5.2m

This company listing is no longer active

This company may still be operating, however this listing is no longer active. Find out why through their latest events.

XS Financial Valuation

Is XSF undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Sales vs Peers

  • Price-To-Sales vs Industry

  • Price-To-Sales vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of XSF when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: Insufficient data to calculate XSF's fair value for valuation analysis.

Significantly Below Fair Value: Insufficient data to calculate XSF's fair value for valuation analysis.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for XSF?

Key metric: As XSF is unprofitable we use its Price-To-Sales Ratio for relative valuation analysis.

The above table shows the Price to Sales ratio for XSF. This is calculated by dividing XSF's market cap by their current revenue.
What is XSF's PS Ratio?
PS Ratio0.4x
SalesUS$10.92m
Market CapUS$3.84m

Price to Sales Ratio vs Peers

How does XSF's PS Ratio compare to its peers?

The above table shows the PS ratio for XSF vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PSEstimated GrowthMarket Cap
Peer Average1.9x
MONT Montfort Capital
0.08xn/aCA$5.0m
IOU IOU Financial
1.3xn/aCA$22.7m
CHW Chesswood Group
0.2xn/aCA$18.3m
AFCC.H Automotive Finco
6xn/aCA$17.4m
XSF XS Financial
0.4xn/aCA$5.2m

Price-To-Sales vs Peers: XSF is good value based on its Price-To-Sales Ratio (0.4x) compared to the peer average (1.9x).

Price to Sales Ratio vs Industry

How does XSF's PS Ratio compare vs other companies in the CA Diversified Financial Industry?

6 CompaniesPrice / SalesEstimated GrowthMarket Cap
Industry Avg.2.9x13.0%
XSF XS Financial
 0.4xn/aUS$3.84m
PAY Payfare
0.4x-32.6%US$68.56m
BNXA Banxa Holdings
0.1xn/aUS$24.72m
XSF 0.4xIndustry Avg. 2.9xNo. of Companies6PS0246810+
6 CompaniesEstimated GrowthMarket Cap
Industry Avg.2.9x41.0%
XSF XS Financial
 0.4xn/aUS$3.84m
No more companies

Price-To-Sales vs Industry: XSF is good value based on its Price-To-Sales Ratio (0.4x) compared to the North American Diversified Financial industry average (2.7x).

Price to Sales Ratio vs Fair Ratio

What is XSF's PS Ratio compared to its Fair PS Ratio? This is the expected PS Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

XSF PS Ratio vs Fair Ratio.
Fair Ratio
Current PS Ratio0.4x
Fair PS Ration/a

Price-To-Sales vs Fair Ratio: Insufficient data to calculate XSF's Price-To-Sales Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.

Discover undervalued companies

Berkshire Hathaway

US$1.0t

Through its subsidiaries, engages in the insurance, freight rail transportation, and utility businesses worldwide.

BRK

US$37.00

7D

3.6%

1Y

34.2%

AGF Management

CA$720.5m

AGF Management Limited is one of Canada’s premier investment management companies with offices across Canada and subsidiaries around the world.

AGF.B

CA$11.05

7D

1.6%

1Y

52.2%

Vencanna Ventures

CA$2.2m

Vencanna Ventures Inc. is formerly known as The Cannavative Group LLC is a venture capital firm specializing in seed/startups and early venture.

VENI

CA$0.01

7D

0%

1Y

n/a