EQB Balance Sheet Health
Financial Health criteria checks 4/6
EQB has total assets of CA$53.2B and total equity of CA$3.1B. Total deposits are CA$33.1B, and total loans are CA$47.0B earning a Net Interest Margin of 2.1%. It has insufficient allowance for bad loans, which are currently at 1.4% of total loans. Cash and short-term investments are CA$2.2B.
Key information
17x
Asset to equity ratio
2.1%
Net interest margin
| Total deposits | CA$33.09b |
| Loan to deposit ratio | High |
| Bad loans | 1.4% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | CA$2.25b |
Recent financial health updates
No updates
Recent updates
EQB's (TSE:EQB) Upcoming Dividend Will Be Larger Than Last Year's
Dec 09
EQB's (TSE:EQB) Dividend Will Be Increased To CA$0.47
Sep 02Do EQB's (TSE:EQB) Earnings Warrant Your Attention?
Jun 30EQB (TSE:EQB) Will Pay A Larger Dividend Than Last Year At CA$0.42
Mar 05EQB (TSE:EQB) Is Increasing Its Dividend To CA$0.40
Dec 14Do EQB's (TSE:EQB) Earnings Warrant Your Attention?
Dec 07EQB's (TSE:EQB) Shareholders Will Receive A Bigger Dividend Than Last Year
Aug 28EQB's (TSE:EQB) Upcoming Dividend Will Be Larger Than Last Year's
Aug 05EQB (TSE:EQB) Has Announced That It Will Be Increasing Its Dividend To CA$0.37
May 22EQB's (TSE:EQB) Dividend Will Be Increased To CA$0.37
May 06EQB's (TSE:EQB) Upcoming Dividend Will Be Larger Than Last Year's
Feb 24EQB (TSE:EQB) Is Increasing Its Dividend To CA$0.33
Nov 29EQB's (TSE:EQB) Shareholders Will Receive A Bigger Dividend Than Last Year
Nov 13Do EQB's (TSE:EQB) Earnings Warrant Your Attention?
Jun 30With EPS Growth And More, Equitable Group (TSE:EQB) Is Interesting
Mar 07Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: EQB's Assets to Equity ratio (17x) is moderate.
Allowance for Bad Loans: EQB has a low allowance for bad loans (24%).
Low Risk Liabilities: 66% of EQB's liabilities are made up of primarily low risk sources of funding.
Loan Level: EQB has an appropriate level of Loans to Assets ratio (88%).
Low Risk Deposits: EQB's Loans to Deposits ratio (142%) is high.
Level of Bad Loans: EQB has an appropriate level of bad loans (1.4%).
Discover healthy companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/31 18:59 |
| End of Day Share Price | 2025/01/31 00:00 |
| Earnings | 2024/10/31 |
| Annual Earnings | 2024/10/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
EQB Inc. is covered by 24 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Etienne Ricard | BMO Capital Markets Equity Research |
| Sohrab Movahedi | BMO Capital Markets Equity Research |
| Paul Holden | CIBC Capital Markets |