Canadian Western Bank Balance Sheet Health

Financial Health criteria checks 5/6

Canadian Western Bank has total assets of CA$43.1B and total equity of CA$4.4B. Total deposits are CA$33.4B, and total loans are CA$37.4B earning a Net Interest Margin of 2.5%. It has insufficient allowance for bad loans, which are currently at 1.3% of total loans. Cash and short-term investments are CA$367.0M.

Key information

9.9x

Asset to equity ratio

2.5%

Net interest margin

Total deposits

CA$33.44b

Loan to deposit ratio

Appropriate

Bad loans

1.3%

Allowance for bad loans

Low

Current ratio

Low

Cash & equivalents

CA$367.01m

Recent financial health updates

No updates

Recent updates

It's Probably Less Likely That Canadian Western Bank's (TSE:CWB) CEO Will See A Huge Pay Rise This Year

Mar 29
It's Probably Less Likely That Canadian Western Bank's (TSE:CWB) CEO Will See A Huge Pay Rise This Year

Canadian Western Bank (TSE:CWB) Has Announced That It Will Be Increasing Its Dividend To CA$0.34

Dec 14
Canadian Western Bank (TSE:CWB) Has Announced That It Will Be Increasing Its Dividend To CA$0.34

Canadian Western Bank (TSE:CWB) Will Pay A Larger Dividend Than Last Year At CA$0.32

Mar 07
Canadian Western Bank (TSE:CWB) Will Pay A Larger Dividend Than Last Year At CA$0.32

Canadian Western Bank's (TSE:CWB) Upcoming Dividend Will Be Larger Than Last Year's

Dec 06
Canadian Western Bank's (TSE:CWB) Upcoming Dividend Will Be Larger Than Last Year's

Canadian Western Bank (TSE:CWB) Will Pay A Larger Dividend Than Last Year At CA$0.31

Jun 03
Canadian Western Bank (TSE:CWB) Will Pay A Larger Dividend Than Last Year At CA$0.31

With EPS Growth And More, Canadian Western Bank (TSE:CWB) Is Interesting

May 18
With EPS Growth And More, Canadian Western Bank (TSE:CWB) Is Interesting

Is Now The Time To Put Canadian Western Bank (TSE:CWB) On Your Watchlist?

Feb 01
Is Now The Time To Put Canadian Western Bank (TSE:CWB) On Your Watchlist?

Canadian Western Bank (TSE:CWB) Has Announced That It Will Be Increasing Its Dividend To CA$0.30

Dec 09
Canadian Western Bank (TSE:CWB) Has Announced That It Will Be Increasing Its Dividend To CA$0.30

Canadian Western Bank Beat Analyst Estimates: See What The Consensus Is Forecasting For This Year

Dec 07
Canadian Western Bank Beat Analyst Estimates: See What The Consensus Is Forecasting For This Year

Canadian Western Bank's (TSE:CWB) Dividend Will Be CA$0.29

Sep 02
Canadian Western Bank's (TSE:CWB) Dividend Will Be CA$0.29

Here's Why I Think Canadian Western Bank (TSE:CWB) Is An Interesting Stock

Aug 30
Here's Why I Think Canadian Western Bank (TSE:CWB) Is An Interesting Stock

Canadian Western Bank (TSE:CWB) Will Pay A Dividend Of CA$0.29

Jun 04
Canadian Western Bank (TSE:CWB) Will Pay A Dividend Of CA$0.29

With EPS Growth And More, Canadian Western Bank (TSE:CWB) Is Interesting

May 31
With EPS Growth And More, Canadian Western Bank (TSE:CWB) Is Interesting

Most Shareholders Will Probably Find That The CEO Compensation For Canadian Western Bank (TSE:CWB) Is Reasonable

Mar 26
Most Shareholders Will Probably Find That The CEO Compensation For Canadian Western Bank (TSE:CWB) Is Reasonable

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: CWB's Assets to Equity ratio (9.9x) is low.

Allowance for Bad Loans: CWB has a low allowance for bad loans (46%).

Low Risk Liabilities: 86% of CWB's liabilities are made up of primarily low risk sources of funding.

Loan Level: CWB has an appropriate level of Loans to Assets ratio (87%).

Low Risk Deposits: CWB's Loans to Deposits ratio (112%) is appropriate.

Level of Bad Loans: CWB has an appropriate level of bad loans (1.3%).


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/31 23:20
End of Day Share Price 2024/12/31 00:00
Earnings2024/10/31
Annual Earnings2024/10/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

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Industry and Sector Metrics

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Analyst Sources

Canadian Western Bank is covered by 24 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
John AikenBarclays
Joseph NgBarclays
Sohrab MovahediBMO Capital Markets Equity Research