Canadian Western Bank Balance Sheet Health
Financial Health criteria checks 5/6
Canadian Western Bank has total assets of CA$42.5B and total equity of CA$4.3B. Total deposits are CA$33.4B, and total loans are CA$37.2B earning a Net Interest Margin of 2.3%. It has insufficient allowance for bad loans, which are currently at 1.2% of total loans. Cash and short-term investments are CA$292.8M.
Key information
9.9x
Asset to equity ratio
2.3%
Net interest margin
| Total deposits | CA$33.40b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.2% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | CA$292.81m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CWB.PRB's Assets to Equity ratio (9.9x) is low.
Allowance for Bad Loans: CWB.PRB has a low allowance for bad loans (49%).
Low Risk Liabilities: 88% of CWB.PRB's liabilities are made up of primarily low risk sources of funding.
Loan Level: CWB.PRB has an appropriate level of Loans to Assets ratio (88%).
Low Risk Deposits: CWB.PRB's Loans to Deposits ratio (111%) is appropriate.
Level of Bad Loans: CWB.PRB has an appropriate level of bad loans (1.2%).