Bank of Montreal Balance Sheet Health
Financial Health criteria checks 5/6
Bank of Montreal has total assets of CA$1,400.5B and total equity of CA$83.0B. Total deposits are CA$965.2B, and total loans are CA$673.2B earning a Net Interest Margin of 1.6%. It has insufficient allowance for bad loans, which are currently at 0.9% of total loans. Cash and short-term investments are CA$401.2B.
Key information
16.9x
Asset to equity ratio
1.6%
Net interest margin
| Total deposits | CA$965.24b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.9% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | CA$401.18b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BMO.PRY's Assets to Equity ratio (16.9x) is moderate.
Allowance for Bad Loans: BMO.PRY has a low allowance for bad loans (71%).
Low Risk Liabilities: 73% of BMO.PRY's liabilities are made up of primarily low risk sources of funding.
Loan Level: BMO.PRY has an appropriate level of Loans to Assets ratio (48%).
Low Risk Deposits: BMO.PRY's Loans to Deposits ratio (70%) is appropriate.
Level of Bad Loans: BMO.PRY has an appropriate level of bad loans (0.9%).