Citigroup Balance Sheet Health
Financial Health criteria checks 6/6
Citigroup has total assets of $2,430.7B and total equity of $209.9B. Total deposits are $1,310.0B, and total loans are $670.6B. It earns a Net Interest Margin of 2.5%. It has sufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are $811.3B.
Key information
11.6x
Asset to equity ratio
2.5%
Net interest margin
| Total deposits | US$1.31t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.3% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$811.28b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CITI's Assets to Equity ratio (11.6x) is moderate.
Allowance for Bad Loans: CITI has a sufficient allowance for bad loans (847%).
Low Risk Liabilities: 59% of CITI's liabilities are made up of primarily low risk sources of funding.
Loan Level: CITI has an appropriate level of Loans to Assets ratio (28%).
Low Risk Deposits: CITI's Loans to Deposits ratio (51%) is appropriate.
Level of Bad Loans: CITI has an appropriate level of bad loans (0.3%).