Principal Financial Group, Inc.

BOVESPA:P1FG34 Stock Report

Market Cap: R$94.3b

Principal Financial Group Past Earnings Performance

Past criteria checks 2/6

Principal Financial Group has been growing earnings at an average annual rate of 19.8%, while the Insurance industry saw earnings growing at 3.4% annually. Revenues have been growing at an average rate of 1.1% per year. Principal Financial Group's return on equity is 14.3%, and it has net margins of 10.9%.

Key information

19.8%

Earnings growth rate

23.1%

EPS growth rate

Insurance Industry Growth3.4%
Revenue growth rate1.1%
Return on equity14.3%
Net Margin10.9%
Next Earnings Update12 Feb 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Principal Financial Group makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

BOVESPA:P1FG34 Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2314,0811,5335,0200
30 Jun 2314,1081,6034,9450
31 Mar 2317,2154,3335,0280
31 Dec 2217,4924,8124,9660
30 Sep 2218,4765,2455,0520
30 Jun 2217,2754,2895,0370
31 Mar 2214,1501,5344,9670
31 Dec 2114,2631,7114,9870
30 Sep 2113,9371,7114,8250
30 Jun 2113,8241,5884,7950
31 Mar 2113,3991,6224,5130
31 Dec 2014,7421,3964,6470
30 Sep 2015,0241,2244,7070
30 Jun 2016,1721,2654,7840
31 Mar 2017,0301,2534,8470
31 Dec 1916,2221,3944,5040
30 Sep 1915,9461,3304,3380
30 Jun 1915,8351,5094,2010
31 Mar 1915,0981,5794,1440
31 Dec 1814,2371,5474,1370
30 Sep 1813,7042,1524,2880
30 Jun 1813,9842,5064,0740
31 Mar 1813,9272,3593,9740
31 Dec 1714,0932,3103,8940
30 Sep 1714,3691,7873,5440
30 Jun 1712,5601,2853,5290
31 Mar 1712,4071,2973,5240
31 Dec 1612,3941,3173,7330
30 Sep 1611,6871,2523,4960
30 Jun 1612,1101,2443,4910
31 Mar 1612,3441,1633,4360
31 Dec 1511,9641,2093,4660
30 Sep 1512,0651,2263,6200
30 Jun 1511,3091,1563,6470
31 Mar 1510,6561,2223,6690
31 Dec 1410,4781,0913,4330
30 Sep 1410,2421,0543,5750
30 Jun 149,9981,0703,4150
31 Mar 149,6019853,3280
31 Dec 139,2908803,2940
30 Sep 138,9138613,0600
30 Jun 139,3788033,1050
31 Mar 139,2867483,0370

Quality Earnings: P1FG34 has high quality earnings.

Growing Profit Margin: P1FG34's current net profit margins (10.9%) are lower than last year (28.4%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: P1FG34's earnings have grown by 19.8% per year over the past 5 years.

Accelerating Growth: P1FG34's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: P1FG34 had negative earnings growth (-70.8%) over the past year, making it difficult to compare to the Insurance industry average (31.9%).


Return on Equity

High ROE: P1FG34's Return on Equity (14.3%) is considered low.


Return on Assets


Return on Capital Employed


Discover strong past performing companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/01/29 15:52
End of Day Share Price 2023/11/01 00:00
Earnings2023/09/30
Annual Earnings2022/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Principal Financial Group, Inc. is covered by 28 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null nullArgus Research Company
John HeagertyAtlantic Equities LLP
Jay GelbBarclays