Kemper Balance Sheet Health
Financial Health criteria checks 1/6
Kemper has a total shareholder equity of $2.5B and total debt of $1.4B, which brings its debt-to-equity ratio to 55.5%. Its total assets and total liabilities are $12.7B and $10.2B respectively. Kemper's EBIT is $75.0M making its interest coverage ratio 1.3. It has cash and short-term investments of $587.0M.
Key information
55.5%
Debt to equity ratio
US$1.39b
Debt
Interest coverage ratio | 1.3x |
Cash | US$587.00m |
Equity | US$2.51b |
Total liabilities | US$10.24b |
Total assets | US$12.74b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Short Term Liabilities: KMPR34's short term assets ($1.8B) do not cover its short term liabilities ($3.5B).
Long Term Liabilities: KMPR34's short term assets ($1.8B) do not cover its long term liabilities ($6.7B).
Debt to Equity History and Analysis
Debt Level: KMPR34's net debt to equity ratio (32%) is considered satisfactory.
Reducing Debt: KMPR34's debt to equity ratio has increased from 29.8% to 55.5% over the past 5 years.
Debt Coverage: KMPR34's operating cash flow is negative, therefore debt is not well covered.
Interest Coverage: KMPR34's interest payments on its debt are not well covered by EBIT (1.3x coverage).