Creditaqui Financeira - Crédito Financiamento e Investimento Balance Sheet Health
Financial Health criteria checks 2/6
Creditaqui Financeira - Crédito Financiamento e Investimento has total assets of R$275.4M and total equity of R$248.7M. Total deposits are R$11.3M, and total loans are R$199.9M.
Key information
1.1x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | R$11.33m |
| Loan to deposit ratio | High |
| Bad loans | 15.7% |
| Allowance for bad loans | Low |
| Current ratio | Good |
| Cash & equivalents | R$21.14m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: MERC3's Assets to Equity ratio (1.1x) is low.
Allowance for Bad Loans: MERC3 has a low allowance for bad loans (46%).
Low Risk Liabilities: 58% of MERC3's liabilities are made up of primarily higher risk sources of funding.
Loan Level: MERC3 has an appropriate level of Loans to Assets ratio (73%).
Low Risk Deposits: MERC3's Loans to Deposits ratio (1764%) is high.
Level of Bad Loans: MERC3 has a high level of bad loans (15.7%).