Jack Henry & Associates Valuation

Q: What is the Fair Price of J1KH34 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

J1KH34 (R$200.76) is trading above our estimate of [[fair value]] (R$85.66)

Is J1KH34 undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

0/6

Valuation Score 0/6

Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of J1KH34 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: J1KH34 (R$200.76) is trading above our estimate of fair value (R$85.66)

Significantly Below Fair Value: J1KH34 is trading above our estimate of fair value.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for J1KH34?

Other financial metrics that can be useful for relative valuation.

The above table shows the n/a ratio for J1KH34. This is calculated by dividing J1KH34's market cap by their current preferred multiple.
What is J1KH34's n/a Ratio?
n/a	0x
n/a	n/a
Market Cap	n/a

J1KH34 key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue	6.2x
Enterprise Value/EBITDA	24.9x
PEG Ratio	3.8x

Price to Earnings Ratio vs Peers

How does J1KH34's PE Ratio compare to its peers?

The above table shows the PE ratio for J1KH34 vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
Company	Forward PE	Estimated Growth	Market Cap
Peer Average	9.7x
CSUD3 CSU Digital	6.8x	n/a	R$629.5m
B3SA3 B3 - Brasil Bolsa Balcão	13.2x	11.2%	R$54.3b
BPAC11 Banco BTG Pactual	14.7x	14.9%	R$160.0b
BNBR3 Banco do Nordeste do Brasil	3.9x	n/a	R$8.6b
J1KH34 Jack Henry & Associates	35.5x	9.5%	R$13.6b

Price-To-Earnings vs Peers: J1KH34 is expensive based on its Price-To-Earnings Ratio (35.5x) compared to the peer average (9.9x).

Price to Earnings Ratio vs Industry

How does J1KH34's PE Ratio compare vs other companies in the South American Diversified Financial Industry?

0 Companies	Price / Earnings	Estimated Growth	Market Cap
Industry Avg.	n/a	-3.5%
	n/a	n/a	n/a

Fetching data

0 Companies	Price / Earnings	Estimated Growth	Market Cap
Industry Avg.	n/a	-3.5%
	n/a	n/a	n/a

No more companies

Price-To-Earnings vs Industry: J1KH34 is expensive based on its Price-To-Earnings Ratio (35.5x) compared to the South American Diversified Financial industry average (8.6x).

Price to Earnings Ratio vs Fair Ratio

What is J1KH34's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

J1KH34 PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio	35.5x
Fair PE Ratio	n/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate J1KH34's Price-To-Earnings Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.