Valley National Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Valley National Bancorp has total assets of $62.1B and total equity of $6.7B. Total deposits are $50.1B, and total loans are $49.8B. It earns a Net Interest Margin of 3%. It has sufficient allowance for bad loans, which are currently at 0.6% of total loans. Cash and short-term investments are $1.5B.
Key information
9.2x
Asset to equity ratio
3.0%
Net interest margin
| Total deposits | US$50.11b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.6% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$1.53b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: VLYB34's Assets to Equity ratio (9.2x) is low.
Allowance for Bad Loans: VLYB34 has a sufficient allowance for bad loans (171%).
Low Risk Liabilities: 91% of VLYB34's liabilities are made up of primarily low risk sources of funding.
Loan Level: VLYB34 has an appropriate level of Loans to Assets ratio (80%).
Low Risk Deposits: VLYB34's Loans to Deposits ratio (99%) is appropriate.
Level of Bad Loans: VLYB34 has an appropriate level of bad loans (0.6%).