Regions Financial Corporation

BOVESPA:R1FC34 Stock Report

Market Cap: R$131.5b

Regions Financial Past Earnings Performance

Past criteria checks 2/6

Regions Financial has been growing earnings at an average annual rate of 8.9%, while the Banks industry saw earnings growing at 11.1% annually. Revenues have been growing at an average rate of 6.9% per year. Regions Financial's return on equity is 9.3%, and it has net margins of 24.9%.

Key information

8.9%

Earnings growth rate

10.2%

EPS growth rate

Banks Industry Growth8.7%
Revenue growth rate6.9%
Return on equity9.3%
Net Margin24.9%
Next Earnings Update17 Jan 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Regions Financial makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

BOVESPA:R1FC34 Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 246,5561,6333,2710
30 Jun 246,5911,6523,2390
31 Mar 246,8011,7313,2250
31 Dec 237,0211,9763,1960
30 Sep 237,2052,2693,2190
30 Jun 237,2252,2083,2240
31 Mar 237,0742,2103,1900
31 Dec 226,8932,1463,1120
30 Sep 226,5781,9003,0830
30 Jun 226,6132,1203,0270
31 Mar 226,8442,3102,9810
31 Dec 216,9602,4002,9730
30 Sep 217,1602,5742,9440
30 Jun 216,9232,4512,9180
31 Mar 215,6671,4662,9040
31 Dec 204,9559912,8240
30 Sep 204,6147692,7520
30 Jun 204,4716532,7040
31 Mar 205,1521,2642,6490
31 Dec 195,4731,5032,6540
30 Sep 195,4381,5272,6390
30 Jun 195,4421,4962,6380
31 Mar 195,4901,4842,6650
31 Dec 185,5171,5042,6380
30 Sep 185,6621,4182,7110
30 Jun 185,5921,3602,7230
31 Mar 185,5421,2982,7180
31 Dec 175,4251,1772,6970
30 Sep 175,3081,1512,7020
30 Jun 175,3621,1582,7250
31 Mar 175,3481,1142,7470
31 Dec 165,1921,0902,6790
30 Sep 165,2981,0882,7700
30 Jun 165,1901,0312,7310
31 Mar 165,1191,0482,7000
31 Dec 155,0741,0112,6670
30 Sep 155,0449422,6210
30 Jun 155,0629932,6040
31 Mar 155,0681,0072,5640
31 Dec 145,1141,0822,5600
30 Sep 145,0751,1122,5640
30 Jun 145,0891,1002,5640
31 Mar 145,0851,0732,5740
31 Dec 135,1821,0722,5610

Quality Earnings: R1FC34 has high quality earnings.

Growing Profit Margin: R1FC34's current net profit margins (24.9%) are lower than last year (31.5%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: R1FC34's earnings have grown by 8.9% per year over the past 5 years.

Accelerating Growth: R1FC34's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: R1FC34 had negative earnings growth (-28%) over the past year, making it difficult to compare to the Banks industry average (12.5%).


Return on Equity

High ROE: R1FC34's Return on Equity (9.3%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 14:08
End of Day Share Price 2024/12/17 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Regions Financial Corporation is covered by 56 analysts. 14 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Kevin HealArgus Research Company
David GeorgeBaird
Jason GoldbergBarclays