M&T Bank Balance Sheet Health
Financial Health criteria checks 6/6
M&T Bank has total assets of $211.8B and total equity of $28.9B. Total deposits are $164.6B, and total loans are $132.8B. It earns a Net Interest Margin of 3.8%. It has sufficient allowance for bad loans, which are currently at 1.4% of total loans. Cash and short-term investments are $27.0B.
Key information
7.3x
Asset to equity ratio
3.8%
Net interest margin
| Total deposits | US$164.55b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.4% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$27.00b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: M1TB34's Assets to Equity ratio (7.3x) is low.
Allowance for Bad Loans: M1TB34 has a sufficient allowance for bad loans (114%).
Low Risk Liabilities: 90% of M1TB34's liabilities are made up of primarily low risk sources of funding.
Loan Level: M1TB34 has an appropriate level of Loans to Assets ratio (63%).
Low Risk Deposits: M1TB34's Loans to Deposits ratio (81%) is appropriate.
Level of Bad Loans: M1TB34 has an appropriate level of bad loans (1.4%).