Banco Santander-Chile Past Earnings Performance

Past criteria checks 5/6

Banco Santander-Chile has been growing earnings at an average annual rate of 1.5%, while the Banks industry saw earnings growing at 11.1% annually. Revenues have been growing at an average rate of 1.8% per year. Banco Santander-Chile's return on equity is 17.7%, and it has net margins of 39.2%.

Key information

1.5%

Earnings growth rate

1.5%

EPS growth rate

Banks Industry Growth	8.7%
Revenue growth rate	1.8%
Return on equity	17.7%
Net Margin	39.2%
Last Earnings Update	30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Banco Santander-Chile makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

BOVESPA:B1SA34 Revenue, expenses and earnings (CLP Millions)
Date	Revenue	Earnings	G+A Expenses
30 Sep 24	1,934,735	758,027	875,251
30 Jun 24	1,681,820	571,510	865,010
31 Mar 24	1,515,777	480,972	859,209
31 Dec 23	1,476,808	496,404	850,238
30 Sep 23	1,375,381	421,288	844,722
30 Jun 23	1,520,806	550,264	844,175
31 Mar 23	1,738,764	708,591	839,539
31 Dec 22	1,874,472	808,651	829,500
30 Sep 22	2,132,756	1,005,929	819,056
30 Jun 22	2,150,451	996,833	797,884
31 Mar 22	2,037,003	899,364	781,176
31 Dec 21	1,975,341	842,467	775,809
30 Sep 21	1,841,934	746,947	761,407
30 Jun 21	1,763,845	685,367	757,370
31 Mar 21	1,630,217	585,624	751,501
31 Dec 20	1,537,482	547,614	746,027
30 Sep 20	1,460,964	463,939	745,328
30 Jun 20	1,445,409	487,747	748,903
31 Mar 20	1,528,933	568,978	739,177
31 Dec 19	1,587,485	617,392	730,647
30 Sep 19	1,549,577	590,716	708,851
30 Jun 19	1,536,972	579,424	700,936
31 Mar 19	1,499,081	562,546	695,326
31 Dec 18	1,504,915	591,562	699,234
30 Sep 18	1,429,125	563,767	697,960
30 Jun 18	1,449,265	573,661	694,538
31 Mar 18	1,456,595	571,442	684,089
31 Dec 17	1,444,206	562,801	682,067
30 Sep 17	1,454,310	542,486	686,922
30 Jun 17	1,409,742	527,139	670,121
31 Mar 17	1,365,675	493,003	668,218
31 Dec 16	1,347,592	476,067	665,476
30 Sep 16	1,295,567	447,089	657,826
30 Jun 16	1,291,924	454,364	654,339
31 Mar 16	1,295,311	478,428	653,760
31 Dec 15	1,245,073	448,466	639,390
30 Sep 15	1,317,691	503,836	613,425
30 Jun 15	1,270,676	484,713	592,941
31 Mar 15	1,279,372	503,965	581,562
31 Dec 14	1,302,420	569,910	569,281
30 Sep 14	1,324,885	585,940	557,011
30 Jun 14	1,315,157	576,982	557,111
31 Mar 14	1,153,798	502,890	545,515
31 Dec 13	1,142,501	442,294	541,036

Quality Earnings: B1SA34 has high quality earnings.

Growing Profit Margin: B1SA34's current net profit margins (39.2%) are higher than last year (30.6%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: B1SA34's earnings have grown by 1.5% per year over the past 5 years.

Accelerating Growth: B1SA34's earnings growth over the past year (79.9%) exceeds its 5-year average (1.5% per year).

Earnings vs Industry: B1SA34 earnings growth over the past year (79.9%) exceeded the Banks industry 12.5%.

Return on Equity

High ROE: B1SA34's Return on Equity (17.7%) is considered low.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/23 23:05
End of Day Share Price	2024/12/23 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Banco Santander-Chile is covered by 25 analysts. 12 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Roberto de Aguiar Attuch	Barclays
Ernesto Gabilondo Márquez	BofA Global Research
Gustavo Schroden	Bradesco S.A. Corretora de Títulos e Valores Mobiliários