Truist Financial Balance Sheet Health
Financial Health criteria checks 6/6
Truist Financial has total assets of $535.0B and total equity of $59.1B. Total deposits are $394.3B, and total loans are $302.4B. It earns a Net Interest Margin of 3%. It has sufficient allowance for bad loans, which are currently at 0.5% of total loans. Cash and short-term investments are $43.0B.
Key information
9.1x
Asset to equity ratio
3.0%
Net interest margin
Total deposits | US$394.27b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.5% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$43.00b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: B1BT34's Assets to Equity ratio (9.1x) is low.
Allowance for Bad Loans: B1BT34 has a sufficient allowance for bad loans (339%).
Low Risk Liabilities: 83% of B1BT34's liabilities are made up of primarily low risk sources of funding.
Loan Level: B1BT34 has an appropriate level of Loans to Assets ratio (57%).
Low Risk Deposits: B1BT34's Loans to Deposits ratio (77%) is appropriate.
Level of Bad Loans: B1BT34 has an appropriate level of bad loans (0.5%).