Bank of N.T. Butterfield & Son Balance Sheet Health
Financial Health criteria checks 4/6
Bank of N.T. Butterfield & Son has total assets of $13.5B and total equity of $995.1M. Total deposits are $12.1B, and total loans are $4.6B earning a Net Interest Margin of 2.8%. It has insufficient allowance for bad loans, which are currently at 3.4% of total loans. Cash and short-term investments are $2.7B.
Key information
13.6x
Asset to equity ratio
2.8%
Net interest margin
Total deposits | US$12.13b |
Loan to deposit ratio | Appropriate |
Bad loans | 3.4% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | US$2.74b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: NTB.BH's Assets to Equity ratio (13.6x) is moderate.
Allowance for Bad Loans: NTB.BH has a low allowance for bad loans (16%).
Low Risk Liabilities: 97% of NTB.BH's liabilities are made up of primarily low risk sources of funding.
Loan Level: NTB.BH has an appropriate level of Loans to Assets ratio (34%).
Low Risk Deposits: NTB.BH's Loans to Deposits ratio (38%) is appropriate.
Level of Bad Loans: NTB.BH has a high level of bad loans (3.4%).