GFH Financial Group BSC (BAX:GFH) - Stock Price, News & Analysis

GFH Stock Overview

GFH Financial Group BSC, an Islamic wholesale investment bank, provides investment advisory and transaction services in GCC countries, MENA region, Asia, North America, and internationally.

About the company

GFH fundamental analysis
Snowflake Score
Valuation	3/6
Future Growth	1/6
Past Performance	3/6
Financial Health	2/6
Dividends	2/6

Rewards

Trading at 7% below our estimate of its fair value

Earnings are forecast to grow 12.78% per year

Earnings have grown 7.2% per year over the past 5 years

Risk Analysis

Highly volatile share price over the past 3 months

Unstable dividend track record

GFH Financial Group BSC Competitors

SICO BSC (c)

BAX:SICO-C

ب.د66.0m

Marex Group

NasdaqGS:MRX

US$1.4b

Esterad Investment Company BSC

BAX:ESTERAD

ب.د31.5m

Value Grupo Financiero. de

BMV:VALUEGF O

Mex$15.2b

Price History & Performance

Summary of all time highs, changes and price drops for GFH Financial Group BSC
Historical stock prices
Current Share Price	د.ك0.30
52 Week High	د.ك0.32
52 Week Low	د.ك0.24
Beta	0.60
1 Month Change	-3.21%
3 Month Change	15.71%
1 Year Change	21.29%
3 Year Change	77.19%
5 Year Change	18.63%
Change since IPO	-95.67%

Recent updates

Shareholder Returns

	GFH	BH Capital Markets	BH Market
7D	9.4%	3.7%	0.03%
1Y	21.3%	1.7%	9.6%

Return vs Industry: GFH exceeded the BH Capital Markets industry which returned 1.7% over the past year.

Return vs Market: GFH exceeded the BH Market which returned 9.6% over the past year.

Price Volatility

Is GFH's price volatile compared to industry and market?
GFH volatility
GFH Average Weekly Movement	7.7%
Capital Markets Industry Average Movement	5.7%
Market Average Movement	2.3%
10% most volatile stocks in BH Market	4.0%
10% least volatile stocks in BH Market	1.6%

Stable Share Price: GFH has not had significant price volatility in the past 3 months.

Volatility Over Time: GFH's weekly volatility (8%) has been stable over the past year, but is still higher than 75% of BH stocks.

About the Company

Founded	Employees	CEO	Website
1999	n/a	Hisham Al Rayes	gfh.com

GFH Financial Group BSC, an Islamic wholesale investment bank, provides investment advisory and transaction services in GCC countries, MENA region, Asia, North America, and internationally. It operates through Investment Banking, Commercial Banking, and Proprietary and Treasury segments. The Investment Banking segment offers private equity and asset management services; and Islamic asset-backed and equity capital markets, Islamic financial advisory, and mid-sized mergers and acquisition transaction services.

GFH Financial Group BSC Fundamentals Summary

How do GFH Financial Group BSC's earnings and revenue compare to its market cap?
GFH fundamental statistics
Market cap	US$1.02b
Earnings (TTM)	US$102.86m
Revenue (TTM)	US$586.45m

9.9x

P/E Ratio

1.7x

P/S Ratio

Is GFH overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
GFH income statement (TTM)
Revenue	US$586.45m
Cost of Revenue	US$0
Gross Profit	US$586.45m
Other Expenses	US$483.58m
Earnings	US$102.86m

Last Reported Earnings

Dec 31, 2023

Next Earnings Date

May 14, 2024

Earnings per share (EPS)	0.028
Gross Margin	100.00%
Net Profit Margin	17.54%
Debt/Equity Ratio	503.3%

How did GFH perform over the long term?

See historical performance and comparison

Dividends

5.8%

Current Dividend Yield

56%

Payout Ratio

GFH Stock Overview

Rewards

Risk Analysis

GFH Financial Group BSC Competitors

BAX:SICO-C

ب.د66.0m

NasdaqGS:MRX

US$1.4b

BAX:ESTERAD

ب.د31.5m

BMV:VALUEGF O

Mex$15.2b

Price History & Performance

Recent News & Updates

High number of new directors

High number of new directors

Upcoming dividend of US$0.016 per share

GFH Financial Group Appoints Zayed R. Alzayani as the Chairman of the Board of Its Subsidiary Roebuck

Upcoming dividend of US$0.016 per share

Investrade Company B.S.C.(C) acquired 53% stake in Areen Park Hotel and The land of Paradise Waterpark from GFH Financial Group BSC (KWSE:GFH).

Recent updates

High number of new directors

High number of new directors

Upcoming dividend of US$0.016 per share

GFH Financial Group Appoints Zayed R. Alzayani as the Chairman of the Board of Its Subsidiary Roebuck

Upcoming dividend of US$0.016 per share

Investrade Company B.S.C.(C) acquired 53% stake in Areen Park Hotel and The land of Paradise Waterpark from GFH Financial Group BSC (KWSE:GFH).

GFH Financial Group BSC to Report Q1, 2024 Results on May 14, 2024

New minor risk - Shareholder dilution

Dividend increased to US$0.016

Full year 2023 earnings: EPS and revenues exceed analyst expectations

GFH Financial Group BSC Proposes Distribution of Dividend for the Year Ending 31 December 2023, Payable on 9 April 2024

GFH Financial Group BSC, Annual General Meeting, Mar 17, 2024

GFH Financial Group B.S.C. Announces Change in Group Chief Treasury & Financial Institutions

GFH Financial Group BSC to Report Fiscal Year 2023 Results on Feb 13, 2024

GFH Financial Group B.S.C. Announces Group CFO Changes

Third quarter 2023 earnings released: EPS: US$0.007 (vs US$0.007 in 3Q 2022)

Big SKY Funds, LLC and GFH Financial Group BSC (KWSE:GFH) acquired Three Single-tenant Medical Outpatient Buildings in the Houston, Texas.

GFH Financial Group BSC to Report Q3, 2023 Results on Nov 14, 2023

Second quarter 2023 earnings released: EPS: US$0.009 (vs US$0.007 in 2Q 2022)

New minor risk - Share price stability

GFH Financial Group BSC to Report Q2, 2023 Results on Aug 10, 2023

Upcoming dividend of US$0.016 per share at 6.5% yield

Upcoming dividend of US$0.016 per share at 6.8% yield

GFH Financial Group BSC Recommends Dividend for the Year Ending 31 December 2022, Payable on 12 April 2023

Full year 2022 earnings released: EPS: US$0.027 (vs US$0.025 in FY 2021)

GFH Financial Group BSC, Annual General Meeting, Mar 19, 2023

GFH Financial Group BSC acquired a majority share in Big Sky Asset Management LLC.

GFH Financial Group BSC acquired a majority share in Big Sky Asset Management LLC.

GFH Financial Group BSC to Report Fiscal Year 2022 Results on Feb 09, 2023

High number of new directors

GFH Financial Group BSC Announces the Resignation of Alia Alfalasi as Director

Third quarter 2022 earnings released: EPS: US$0.007 (vs US$0.007 in 3Q 2021)

GFH Financial Group BSC (KWSE:GFH) and Big SKY Funds, LLC acquired Portfolio of 11 assets located in California, Texas, Maryland and Louisiana for approximately $400 million.

GFH Financial Group BSC (KWSE:GFH) and Big SKY Funds, LLC acquired Portfolio of 11 assets located in California, Texas, Maryland and Louisiana for approximately $400 million.

GFH Financial Group BSC to Report Q3, 2022 Results on Nov 09, 2022

Gfh Financial Group Bsc Announces Appointment of Mr. Bhaskar Mehta as Chief Risk Officer

Gfh Financial Group Bsc Announces Appointment of Mr. Bhaskar Mehta as Chief Risk Officer

GFH Financial Group BSC Announces Resignation of Abesh Chatterjee as Head of Risk Management

Second quarter 2022 earnings released: EPS: US$0.007 (vs US$0.007 in 2Q 2021)

GFH Financial Group BSC (KWSE:GFH) and Student Quarters Blue Sky LP acquired Student Housing Portfolio in Texas, Michigan and Missouri.

GFH Financial Group BSC to Report Q2, 2022 Results on Aug 10, 2022

GFH Financial Group BSC Announces Board Changes

First quarter 2022 earnings released: EPS: US$0.005 (vs US$0.005 in 1Q 2021)

GFH Financial Group BSC (KWSE:GFH) agreed to acquire majority stake in SQ Asset Management.

High number of new directors

GFH Financial Group BSC Announces the Resignation of the Board Member Jassim Alseddiqi, Effective April 4, 2022

GFH Financial Group BSC Approves Cash Dividend

Upcoming dividend of US$0.012 per share

Upcoming dividend of US$0.012 per share

Upcoming dividend of US$0.012 per share

GFH Financial Group BSC Appoints Pietro De Libero as Chief Legal Officer

GFH Financial Group BSC Recommends to Distribute Cash Dividends

GFH Financial Group BSC Recommends the Distribution of Dividend for the Year Ending December 31, 2021, Payable on April 13, 2022

GFH Financial Group BSC (KWSE:GFH) completed the acquisition of additional 12.11% stake in Khaleeji Commercial Bank BSC (BAX:KHCB) for BHD 7.8 million.

GFH Financial Group BSC (KWSE:GFH) and Wafra International Investment Company agreed to acquire portfolio US-based blue chip logistics assets.

GFH Financial Group BSC (KWSE:GFH) acquired Portfolio of Medical Offices in the US for approximately $200 million.

Third quarter 2021 earnings released: EPS US$0.007 (vs US$0.002 in 3Q 2020)

GFH Financial Group BSC (KWSE:GFH) entered into a letter of intent to acquire remaining 30.95% stake in Khaleeji Commercial Bank BSC (BAX:KHCB).

GFH Financial Group BSC (KWSE:GFH) acquired an additional 9.76% stake in Khaleeji Commercial Bank BSC (BAX:KHCB) from Goldilocks Fund, a fund managed by Integrated Capital PJSC.