Bahrain Islamic Bank B.S.C Balance Sheet Health
Financial Health criteria checks 2/6
Bahrain Islamic Bank B.S.C has total assets of BHD1.5B and total equity of BHD146.1M. Total deposits are BHD192.5M, and total loans are BHD986.7M.
Key information
10x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | ب.د192.47m |
| Loan to deposit ratio | High |
| Bad loans | 7.9% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | ب.د109.39m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BISB's Assets to Equity ratio (10x) is low.
Allowance for Bad Loans: BISB has a low allowance for bad loans (51%).
Low Risk Liabilities: 85% of BISB's liabilities are made up of primarily higher risk sources of funding.
Loan Level: BISB has an appropriate level of Loans to Assets ratio (68%).
Low Risk Deposits: BISB's Loans to Deposits ratio (513%) is high.
Level of Bad Loans: BISB has a high level of bad loans (7.9%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/21 12:58 |
| End of Day Share Price | 2024/12/05 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
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Analyst Sources
Bahrain Islamic Bank B.S.C. is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| null RESEARCH DEPARTMENT | TAIB Securities W.L.L. |