United Insurance Past Earnings Performance
Past criteria checks 2/6
United Insurance's earnings have been declining at an average annual rate of -18.7%, while the Insurance industry saw earnings growing at 5.5% annually. Revenues have been declining at an average rate of 5.2% per year. United Insurance's return on equity is 7.3%, and it has net margins of 20.5%.
Key information
-18.7%
Earnings growth rate
-18.7%
EPS growth rate
| Insurance Industry Growth | 11.0% |
| Revenue growth rate | -5.2% |
| Return on equity | 7.3% |
| Net Margin | 20.5% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How United Insurance makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 468 | 96 | 160 | 0 |
| 30 Jun 24 | 474 | 78 | 172 | 0 |
| 31 Mar 24 | 468 | 82 | 168 | 0 |
| 31 Dec 23 | 456 | 75 | 163 | 0 |
| 30 Sep 23 | 270 | -120 | 162 | 0 |
| 30 Jun 23 | 247 | -131 | 170 | 0 |
| 31 Mar 23 | 247 | -127 | 174 | 0 |
| 31 Dec 22 | 247 | -123 | 176 | 0 |
| 30 Sep 22 | 549 | 164 | 217 | 0 |
| 30 Jun 22 | 548 | 199 | 201 | 0 |
| 31 Mar 22 | 552 | 201 | 196 | 0 |
| 31 Dec 21 | 534 | 200 | 192 | 0 |
| 30 Sep 21 | 425 | 119 | 166 | 0 |
| 30 Jun 21 | 461 | 140 | 158 | 0 |
| 31 Mar 21 | 412 | 112 | 151 | 0 |
| 31 Dec 20 | 412 | 110 | 147 | 0 |
| 30 Sep 20 | 375 | 89 | 128 | 0 |
| 30 Jun 20 | 332 | 38 | 136 | 0 |
| 31 Mar 20 | 389 | 75 | 144 | 0 |
| 31 Dec 19 | 394 | 73 | 153 | 0 |
| 30 Sep 19 | 877 | 151 | 181 | 0 |
| 30 Jun 19 | 916 | 193 | 183 | 0 |
| 31 Mar 19 | 882 | 161 | 180 | 0 |
| 31 Dec 18 | 889 | 171 | 178 | 0 |
| 30 Sep 18 | 428 | 109 | 169 | 0 |
| 30 Jun 18 | 406 | 88 | 168 | 0 |
| 31 Mar 18 | 400 | 91 | 166 | 0 |
| 31 Dec 17 | 413 | 102 | 163 | 0 |
| 30 Sep 17 | 412 | 97 | 172 | 0 |
| 30 Jun 17 | 418 | 109 | 169 | 0 |
| 31 Mar 17 | 423 | 121 | 163 | 0 |
| 31 Dec 16 | 414 | 117 | 161 | 0 |
| 30 Sep 16 | 468 | 123 | 168 | 0 |
| 30 Jun 16 | 440 | 121 | 161 | 0 |
| 31 Mar 16 | 407 | 121 | 152 | 0 |
| 31 Dec 15 | 389 | 120 | 147 | 0 |
| 30 Sep 15 | 361 | 115 | 132 | 0 |
| 30 Jun 15 | 348 | 118 | 126 | 0 |
| 31 Mar 15 | 351 | 118 | 125 | 0 |
| 31 Dec 14 | 340 | 118 | 121 | 0 |
| 30 Sep 14 | 343 | 122 | 117 | 0 |
| 30 Jun 14 | 337 | 117 | 115 | 0 |
| 31 Mar 14 | 333 | 113 | 112 | 0 |
| 31 Dec 13 | 324 | 111 | 107 | 0 |
Quality Earnings: UNITEDINS has high quality earnings.
Growing Profit Margin: UNITEDINS became profitable in the past.
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: UNITEDINS's earnings have declined by 18.7% per year over the past 5 years.
Accelerating Growth: UNITEDINS has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: UNITEDINS has become profitable in the last year, making it difficult to compare its past year earnings growth to the Insurance industry (-4%).
Return on Equity
High ROE: UNITEDINS's Return on Equity (7.3%) is considered low.