United Insurance Company Limited

DSE:UNITEDINS Stock Report

Market Cap: ৳1.6b

United Insurance Past Earnings Performance

Past criteria checks 2/6

United Insurance's earnings have been declining at an average annual rate of -18.7%, while the Insurance industry saw earnings growing at 5.5% annually. Revenues have been declining at an average rate of 5.2% per year. United Insurance's return on equity is 7.3%, and it has net margins of 20.5%.

Key information

-18.7%

Earnings growth rate

-18.7%

EPS growth rate

Insurance Industry Growth11.0%
Revenue growth rate-5.2%
Return on equity7.3%
Net Margin20.5%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How United Insurance makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

DSE:UNITEDINS Revenue, expenses and earnings (BDT Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24468961600
30 Jun 24474781720
31 Mar 24468821680
31 Dec 23456751630
30 Sep 23270-1201620
30 Jun 23247-1311700
31 Mar 23247-1271740
31 Dec 22247-1231760
30 Sep 225491642170
30 Jun 225481992010
31 Mar 225522011960
31 Dec 215342001920
30 Sep 214251191660
30 Jun 214611401580
31 Mar 214121121510
31 Dec 204121101470
30 Sep 20375891280
30 Jun 20332381360
31 Mar 20389751440
31 Dec 19394731530
30 Sep 198771511810
30 Jun 199161931830
31 Mar 198821611800
31 Dec 188891711780
30 Sep 184281091690
30 Jun 18406881680
31 Mar 18400911660
31 Dec 174131021630
30 Sep 17412971720
30 Jun 174181091690
31 Mar 174231211630
31 Dec 164141171610
30 Sep 164681231680
30 Jun 164401211610
31 Mar 164071211520
31 Dec 153891201470
30 Sep 153611151320
30 Jun 153481181260
31 Mar 153511181250
31 Dec 143401181210
30 Sep 143431221170
30 Jun 143371171150
31 Mar 143331131120
31 Dec 133241111070

Quality Earnings: UNITEDINS has high quality earnings.

Growing Profit Margin: UNITEDINS became profitable in the past.


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: UNITEDINS's earnings have declined by 18.7% per year over the past 5 years.

Accelerating Growth: UNITEDINS has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.

Earnings vs Industry: UNITEDINS has become profitable in the last year, making it difficult to compare its past year earnings growth to the Insurance industry (-3%).


Return on Equity

High ROE: UNITEDINS's Return on Equity (7.3%) is considered low.


Return on Assets


Return on Capital Employed


Discover strong past performing companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/25 16:23
End of Day Share Price 2024/12/24 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

United Insurance Company Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

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