Union Insurance Past Earnings Performance
Past criteria checks 5/6
Union Insurance has been growing earnings at an average annual rate of 11.9%, while the Insurance industry saw earnings growing at 10.1% annually. Revenues have been growing at an average rate of 11.5% per year. Union Insurance's return on equity is 22.9%, and it has net margins of 19.2%.
Key information
11.9%
Earnings growth rate
-1.7%
EPS growth rate
Insurance Industry Growth | 11.0% |
Revenue growth rate | 11.5% |
Return on equity | 22.9% |
Net Margin | 19.2% |
Last Earnings Update | 30 Sep 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Union Insurance makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
---|---|---|---|---|
30 Sep 23 | 704 | 135 | 191 | 0 |
30 Jun 23 | 716 | 119 | 193 | 0 |
31 Mar 23 | 619 | 100 | 196 | 0 |
31 Dec 22 | 613 | 86 | 194 | 0 |
30 Sep 22 | 594 | 20 | 11 | 0 |
30 Jun 22 | 558 | -86 | 11 | 0 |
31 Mar 22 | 594 | -19 | 52 | 0 |
31 Dec 21 | 641 | 46 | 172 | 0 |
30 Sep 21 | 622 | 149 | 169 | 0 |
31 Dec 20 | 583 | 62 | 170 | 0 |
31 Dec 19 | 427 | 67 | 113 | 0 |
31 Dec 18 | 335 | 36 | 116 | 0 |
31 Dec 17 | 307 | 48 | 57 | 0 |
Quality Earnings: UNIONINS has a high level of non-cash earnings.
Growing Profit Margin: UNIONINS's current net profit margins (19.2%) are higher than last year (3.4%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: UNIONINS's earnings have grown by 11.9% per year over the past 5 years.
Accelerating Growth: UNIONINS's earnings growth over the past year (563.9%) exceeds its 5-year average (11.9% per year).
Earnings vs Industry: UNIONINS earnings growth over the past year (563.9%) exceeded the Insurance industry -7.3%.
Return on Equity
High ROE: UNIONINS's Return on Equity (22.9%) is considered high.