Republic Insurance Past Earnings Performance
Past criteria checks 4/6
Republic Insurance has been growing earnings at an average annual rate of 9.6%, while the Insurance industry saw earnings growing at 10.1% annually. Revenues have been growing at an average rate of 7.9% per year. Republic Insurance's return on equity is 15.1%, and it has net margins of 20.4%.
Key information
9.6%
Earnings growth rate
9.6%
EPS growth rate
| Insurance Industry Growth | 11.0% |
| Revenue growth rate | 7.9% |
| Return on equity | 15.1% |
| Net Margin | 20.4% |
| Last Earnings Update | 30 Sep 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Republic Insurance makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 23 | 689 | 141 | 334 | 0 |
| 30 Jun 23 | 671 | 140 | 334 | 0 |
| 31 Mar 23 | 640 | 140 | 319 | 0 |
| 31 Dec 22 | 597 | 138 | 305 | 0 |
| 30 Sep 22 | 506 | 78 | 282 | 0 |
| 30 Jun 22 | 519 | 81 | 275 | 0 |
| 31 Mar 22 | 509 | 77 | 273 | 0 |
| 31 Dec 21 | 520 | 76 | 267 | 0 |
| 30 Sep 21 | 609 | 166 | 255 | 0 |
| 30 Jun 21 | 618 | 159 | 256 | 0 |
| 31 Mar 21 | 615 | 146 | 248 | 0 |
| 31 Dec 20 | 607 | 144 | 245 | 0 |
| 30 Sep 20 | 603 | 129 | 259 | 0 |
| 30 Jun 20 | 547 | 121 | 239 | 0 |
| 31 Mar 20 | 542 | 120 | 230 | 0 |
| 31 Dec 19 | 516 | 116 | 217 | 0 |
| 30 Sep 19 | 444 | 76 | 225 | 0 |
| 30 Jun 19 | 442 | 72 | 197 | 0 |
| 31 Mar 19 | 428 | 75 | 188 | 0 |
| 31 Dec 18 | 421 | 71 | 184 | 0 |
| 30 Sep 18 | 387 | 58 | 168 | 0 |
| 30 Jun 18 | 387 | 57 | 176 | 0 |
| 31 Mar 18 | 397 | 59 | 181 | 0 |
| 31 Dec 17 | 393 | 58 | 180 | 0 |
| 30 Sep 17 | 397 | 63 | 183 | 0 |
| 30 Jun 17 | 389 | 59 | 179 | 0 |
| 31 Mar 17 | 407 | 60 | 186 | 0 |
| 31 Dec 16 | 405 | 58 | 180 | 0 |
| 30 Sep 16 | 369 | 61 | 149 | 0 |
| 30 Jun 16 | 396 | 61 | 173 | 0 |
| 31 Mar 16 | 393 | 53 | 179 | 0 |
| 31 Dec 15 | 391 | 54 | 176 | 0 |
| 31 Dec 14 | 401 | 43 | 153 | 0 |
| 31 Dec 13 | 513 | 62 | 133 | 0 |
Quality Earnings: REPUBLIC has a high level of non-cash earnings.
Growing Profit Margin: REPUBLIC's current net profit margins (20.4%) are higher than last year (15.4%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: REPUBLIC's earnings have grown by 9.6% per year over the past 5 years.
Accelerating Growth: REPUBLIC's earnings growth over the past year (80%) exceeds its 5-year average (9.6% per year).
Earnings vs Industry: REPUBLIC earnings growth over the past year (80%) exceeded the Insurance industry -7.3%.
Return on Equity
High ROE: REPUBLIC's Return on Equity (15.1%) is considered low.