Mercantile Islami Insurance PLC

DSE:MERCINS Stock Report

Market Cap: ৳1.1b

Mercantile Islami Insurance Past Earnings Performance

Past criteria checks 1/6

Mercantile Islami Insurance's earnings have been declining at an average annual rate of -4.9%, while the Insurance industry saw earnings growing at 5.5% annually. Revenues have been growing at an average rate of 7.1% per year. Mercantile Islami Insurance's return on equity is 4.1%, and it has net margins of 8.7%.

Key information

-4.9%

Earnings growth rate

-4.9%

EPS growth rate

Insurance Industry Growth11.0%
Revenue growth rate7.1%
Return on equity4.1%
Net Margin8.7%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Mercantile Islami Insurance makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

DSE:MERCINS Revenue, expenses and earnings (BDT Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24396351140
30 Jun 24397321210
31 Mar 24461451470
31 Dec 23450501460
30 Sep 23453751570
30 Jun 23487781700
31 Mar 23454761410
31 Dec 22449841300
30 Sep 22456961390
30 Jun 224581021350
31 Mar 22420911220
31 Dec 21422891200
30 Sep 2135871870
30 Jun 21379891010
31 Mar 21397891150
31 Dec 20353731000
30 Sep 20388711350
30 Jun 2029444920
31 Mar 2030549960
31 Dec 1930662990
31 Dec 1828948920
31 Dec 1729156790
31 Dec 1629061640
30 Sep 1628968480
30 Jun 1627662480
31 Mar 1628061470
31 Dec 1528261480

Quality Earnings: MERCINS has high quality earnings.

Growing Profit Margin: MERCINS's current net profit margins (8.7%) are lower than last year (16.6%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: MERCINS's earnings have declined by 4.9% per year over the past 5 years.

Accelerating Growth: MERCINS's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: MERCINS had negative earnings growth (-54%) over the past year, making it difficult to compare to the Insurance industry average (-3%).


Return on Equity

High ROE: MERCINS's Return on Equity (4.1%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/23 03:01
End of Day Share Price 2024/12/19 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Mercantile Islami Insurance PLC is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

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