Express Insurance Limited

DSE:EIL Stock Report

Market Cap: ৳3.7b

Express Insurance Past Earnings Performance

Past criteria checks 0/6

Express Insurance's earnings have been declining at an average annual rate of -6.9%, while the Insurance industry saw earnings growing at 4.6% annually. Revenues have been growing at an average rate of 10.2% per year. Express Insurance's return on equity is 2.8%, and it has net margins of 18.2%.

Key information

-6.9%

Earnings growth rate

-15.0%

EPS growth rate

Insurance Industry Growth11.0%
Revenue growth rate10.2%
Return on equity2.8%
Net Margin18.2%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Express Insurance makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

DSE:EIL Revenue, expenses and earnings (BDT Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2419035180
30 Jun 2415515160
31 Mar 2417234180
31 Dec 2318340200
30 Sep 2318136200
30 Jun 2319341210
31 Mar 2317630210
31 Dec 2219246190
30 Sep 2218762170
30 Jun 2219462180
31 Mar 2220065180
31 Dec 2118854170
30 Sep 2116747160
30 Jun 2116550170
31 Mar 2115032180
31 Dec 2013522170
30 Sep 2012750210
31 Mar 2010548180
31 Dec 199751150
30 Sep 199846130
31 Dec 189444130
31 Dec 178247110

Quality Earnings: EIL has a large one-off loss of BDT57.6M impacting its last 12 months of financial results to 30th September, 2024.

Growing Profit Margin: EIL's current net profit margins (18.2%) are lower than last year (19.8%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: EIL's earnings have declined by 6.9% per year over the past 5 years.

Accelerating Growth: EIL's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: EIL had negative earnings growth (-3.4%) over the past year, making it difficult to compare to the Insurance industry average (-3%).

Return on Equity

High ROE: EIL's Return on Equity (2.8%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/08 19:36
End of Day Share Price 2025/01/08 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Express Insurance Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution