Delta Life Insurance Valuation

Is DELTALIFE undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

4/6

Valuation Score 4/6

Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of DELTALIFE when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: DELTALIFE (BDT83.2) is trading below our estimate of fair value (BDT366.24)

Significantly Below Fair Value: DELTALIFE is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for DELTALIFE?

Key metric: As DELTALIFE is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for DELTALIFE. This is calculated by dividing DELTALIFE's market cap by their current earnings.
What is DELTALIFE's PE Ratio?
PE Ratio	2.3x
Earnings	৳4.50b
Market Cap	৳10.30b

DELTALIFE key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue	0.6x
Enterprise Value/EBITDA	1.7x
PEG Ratio	n/a

Price to Earnings Ratio vs Peers

How does DELTALIFE's PE Ratio compare to its peers?

The above table shows the PE ratio for DELTALIFE vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
Company	Forward PE	Estimated Growth	Market Cap
Peer Average	8.8x
NATLIFEINS National Life Insurance	2.2x	n/a	৳13.7b
PRAGATILIF Pragati Life Insurance	26.2x	n/a	৳5.5b
POPULARLIF Popular Life Insurance	6.4x	n/a	৳3.2b
SONALILIFE Sonali Life Insurance	0.6x	n/a	৳2.5b
DELTALIFE Delta Life Insurance	2.3x	n/a	৳10.3b

Price-To-Earnings vs Peers: DELTALIFE is good value based on its Price-To-Earnings Ratio (2.3x) compared to the peer average (8.8x).

Price to Earnings Ratio vs Industry

How does DELTALIFE's PE Ratio compare vs other companies in the BD Insurance Industry?

3 Companies	Price / Earnings	Estimated Growth	Market Cap
Industry Avg.	17.4x	3.1%
DELTALIFE Delta Life Insurance	2.3x	n/a	US$85.78m
NATLIFEINS National Life Insurance	2.2x	n/a	US$114.55m
SONALILIFE Sonali Life Insurance	0.6x	n/a	US$20.46m

No more companies available in this PE range

3 Companies		Estimated Growth	Market Cap
Industry Avg.	17.4x	3.1%
DELTALIFE Delta Life Insurance	2.3x	n/a	US$85.78m

No more companies

Price-To-Earnings vs Industry: DELTALIFE is good value based on its Price-To-Earnings Ratio (2.3x) compared to the BD Insurance industry average (17.4x).

Price to Earnings Ratio vs Fair Ratio

What is DELTALIFE's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

DELTALIFE PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio	2.3x
Fair PE Ratio	n/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate DELTALIFE's Price-To-Earnings Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.