Crystal Insurance Company Limited

DSE:CRYSTALINS Stock Report

Market Cap: ৳2.4b

Crystal Insurance Past Earnings Performance

Past criteria checks 4/6

Crystal Insurance has been growing earnings at an average annual rate of 3.4%, while the Insurance industry saw earnings growing at 5.5% annually. Revenues have been growing at an average rate of 30.6% per year. Crystal Insurance's return on equity is 12.3%, and it has net margins of 19%.

Key information

3.4%

Earnings growth rate

-10.9%

EPS growth rate

Insurance Industry Growth11.0%
Revenue growth rate30.6%
Return on equity12.3%
Net Margin19.0%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Crystal Insurance makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

DSE:CRYSTALINS Revenue, expenses and earnings (BDT Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 247191377400
30 Jun 24653124-1,3340
31 Mar 246261222120
31 Dec 235891222130
30 Sep 23545121149,6480
30 Jun 23565129105,4210
31 Mar 235771182140
31 Dec 225731092160
30 Sep 228291203900
30 Jun 227441223400
31 Mar 22187113120
31 Dec 215281132330
30 Sep 21220119160
30 Jun 21210119140
31 Mar 21312122620
31 Dec 20200115110
30 Sep 2014810540
30 Jun 2015711150
31 Mar 2015010850
31 Dec 1914210640
31 Dec 181018020

Quality Earnings: CRYSTALINS has high quality earnings.

Growing Profit Margin: CRYSTALINS's current net profit margins (19%) are lower than last year (22.2%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: CRYSTALINS's earnings have grown by 3.4% per year over the past 5 years.

Accelerating Growth: CRYSTALINS's earnings growth over the past year (12.8%) exceeds its 5-year average (3.4% per year).

Earnings vs Industry: CRYSTALINS earnings growth over the past year (12.8%) exceeded the Insurance industry -3%.


Return on Equity

High ROE: CRYSTALINS's Return on Equity (12.3%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/21 05:30
End of Day Share Price 2024/12/19 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Crystal Insurance Company Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

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