Crystal Insurance Company Limited

DSE:CRYSTALINS Stock Report

Market Cap: ৳2.1b

Crystal Insurance Past Earnings Performance

Past criteria checks 2/6

Crystal Insurance has been growing earnings at an average annual rate of 2.9%, while the Insurance industry saw earnings growing at 5.4% annually. Revenues have been growing at an average rate of 23% per year. Crystal Insurance's return on equity is 11.8%, and it has net margins of 18.7%.

Key information

2.9%

Earnings growth rate

-12.5%

EPS growth rate

Insurance Industry Growth11.0%
Revenue growth rate23.0%
Return on equity11.8%
Net Margin18.7%
Last Earnings Update30 Jun 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Crystal Insurance makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

DSE:CRYSTALINS Revenue, expenses and earnings (BDT Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 246681252110
31 Mar 246261222120
31 Dec 235891222130
30 Sep 235601212080
30 Jun 235711282150
31 Mar 235771182140
31 Dec 225731092160
30 Sep 228291203900
30 Jun 227441223400
31 Mar 22187113120
31 Dec 215281132330
30 Sep 21220119160
30 Jun 21210119140
31 Mar 21312122620
31 Dec 20200115110
30 Sep 2014810540
30 Jun 2015711150
31 Mar 2015010850
31 Dec 1914210640
31 Dec 181018020

Quality Earnings: CRYSTALINS has high quality earnings.

Growing Profit Margin: CRYSTALINS's current net profit margins (18.7%) are lower than last year (22.4%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: CRYSTALINS's earnings have grown by 2.9% per year over the past 5 years.

Accelerating Growth: CRYSTALINS's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: CRYSTALINS had negative earnings growth (-2.7%) over the past year, making it difficult to compare to the Insurance industry average (-2.7%).


Return on Equity

High ROE: CRYSTALINS's Return on Equity (11.8%) is considered low.


Return on Assets


Return on Capital Employed


Discover strong past performing companies