Crystal Insurance Past Earnings Performance
Past criteria checks 4/6
Crystal Insurance has been growing earnings at an average annual rate of 3.4%, while the Insurance industry saw earnings growing at 5.5% annually. Revenues have been growing at an average rate of 30.6% per year. Crystal Insurance's return on equity is 12.3%, and it has net margins of 19%.
Key information
3.4%
Earnings growth rate
-10.9%
EPS growth rate
| Insurance Industry Growth | 11.0% |
| Revenue growth rate | 30.6% |
| Return on equity | 12.3% |
| Net Margin | 19.0% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Crystal Insurance makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 719 | 137 | 740 | 0 |
| 30 Jun 24 | 653 | 124 | -1,334 | 0 |
| 31 Mar 24 | 626 | 122 | 212 | 0 |
| 31 Dec 23 | 589 | 122 | 213 | 0 |
| 30 Sep 23 | 545 | 121 | 149,648 | 0 |
| 30 Jun 23 | 565 | 129 | 105,421 | 0 |
| 31 Mar 23 | 577 | 118 | 214 | 0 |
| 31 Dec 22 | 573 | 109 | 216 | 0 |
| 30 Sep 22 | 829 | 120 | 390 | 0 |
| 30 Jun 22 | 744 | 122 | 340 | 0 |
| 31 Mar 22 | 187 | 113 | 12 | 0 |
| 31 Dec 21 | 528 | 113 | 233 | 0 |
| 30 Sep 21 | 220 | 119 | 16 | 0 |
| 30 Jun 21 | 210 | 119 | 14 | 0 |
| 31 Mar 21 | 312 | 122 | 62 | 0 |
| 31 Dec 20 | 200 | 115 | 11 | 0 |
| 30 Sep 20 | 148 | 105 | 4 | 0 |
| 30 Jun 20 | 157 | 111 | 5 | 0 |
| 31 Mar 20 | 150 | 108 | 5 | 0 |
| 31 Dec 19 | 142 | 106 | 4 | 0 |
| 31 Dec 18 | 101 | 80 | 2 | 0 |
Quality Earnings: CRYSTALINS has high quality earnings.
Growing Profit Margin: CRYSTALINS's current net profit margins (19%) are lower than last year (22.2%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: CRYSTALINS's earnings have grown by 3.4% per year over the past 5 years.
Accelerating Growth: CRYSTALINS's earnings growth over the past year (12.8%) exceeds its 5-year average (3.4% per year).
Earnings vs Industry: CRYSTALINS earnings growth over the past year (12.8%) exceeded the Insurance industry -3%.
Return on Equity
High ROE: CRYSTALINS's Return on Equity (12.3%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/21 05:30 |
| End of Day Share Price | 2024/12/19 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Crystal Insurance Company Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
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