Crystal Insurance Past Earnings Performance
We're still processing the latest earnings report of this company
Past criteria checks 2/6
Crystal Insurance has been growing earnings at an average annual rate of 2.9%, while the Insurance industry saw earnings growing at 5.5% annually. Revenues have been growing at an average rate of 23% per year. Crystal Insurance's return on equity is 11.8%, and it has net margins of 18.7%.
Key information
2.9%
Earnings growth rate
-12.5%
EPS growth rate
| Insurance Industry Growth | 11.0% |
| Revenue growth rate | 23.0% |
| Return on equity | 11.8% |
| Net Margin | 18.7% |
| Last Earnings Update | 30 Jun 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Crystal Insurance makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Jun 24 | 668 | 125 | 211 | 0 |
| 31 Mar 24 | 626 | 122 | 212 | 0 |
| 31 Dec 23 | 589 | 122 | 213 | 0 |
| 30 Sep 23 | 560 | 121 | 208 | 0 |
| 30 Jun 23 | 571 | 128 | 215 | 0 |
| 31 Mar 23 | 577 | 118 | 214 | 0 |
| 31 Dec 22 | 573 | 109 | 216 | 0 |
| 30 Sep 22 | 829 | 120 | 390 | 0 |
| 30 Jun 22 | 744 | 122 | 340 | 0 |
| 31 Mar 22 | 187 | 113 | 12 | 0 |
| 31 Dec 21 | 528 | 113 | 233 | 0 |
| 30 Sep 21 | 220 | 119 | 16 | 0 |
| 30 Jun 21 | 210 | 119 | 14 | 0 |
| 31 Mar 21 | 312 | 122 | 62 | 0 |
| 31 Dec 20 | 200 | 115 | 11 | 0 |
| 30 Sep 20 | 148 | 105 | 4 | 0 |
| 30 Jun 20 | 157 | 111 | 5 | 0 |
| 31 Mar 20 | 150 | 108 | 5 | 0 |
| 31 Dec 19 | 142 | 106 | 4 | 0 |
| 31 Dec 18 | 101 | 80 | 2 | 0 |
Quality Earnings: CRYSTALINS has high quality earnings.
Growing Profit Margin: CRYSTALINS's current net profit margins (18.7%) are lower than last year (22.4%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: CRYSTALINS's earnings have grown by 2.9% per year over the past 5 years.
Accelerating Growth: CRYSTALINS's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: CRYSTALINS had negative earnings growth (-2.7%) over the past year, making it difficult to compare to the Insurance industry average (-4%).
Return on Equity
High ROE: CRYSTALINS's Return on Equity (11.8%) is considered low.