Crystal Insurance Past Earnings Performance
We're still processing the latest earnings report of this company
Past criteria checks 4/6
Crystal Insurance has been growing earnings at an average annual rate of 5.3%, while the Insurance industry saw earnings growing at 10.1% annually. Revenues have been growing at an average rate of 39% per year. Crystal Insurance's return on equity is 12%, and it has net margins of 21.6%.
Key information
5.3%
Earnings growth rate
-12.7%
EPS growth rate
| Insurance Industry Growth | 11.0% |
| Revenue growth rate | 39.0% |
| Return on equity | 12.0% |
| Net Margin | 21.6% |
| Last Earnings Update | 30 Sep 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Crystal Insurance makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 23 | 560 | 121 | 206 | 0 |
| 30 Jun 23 | 571 | 128 | 213 | 0 |
| 31 Mar 23 | 577 | 119 | 216 | 0 |
| 31 Dec 22 | 573 | 109 | 217 | 0 |
| 30 Sep 22 | 829 | 120 | 390 | 0 |
| 30 Jun 22 | 744 | 122 | 340 | 0 |
| 31 Mar 22 | 187 | 113 | 12 | 0 |
| 31 Dec 21 | 528 | 113 | 233 | 0 |
| 30 Sep 21 | 220 | 119 | 16 | 0 |
| 30 Jun 21 | 210 | 119 | 14 | 0 |
| 31 Mar 21 | 312 | 122 | 62 | 0 |
| 31 Dec 20 | 200 | 115 | 11 | 0 |
| 30 Sep 20 | 148 | 105 | 4 | 0 |
| 30 Jun 20 | 157 | 111 | 5 | 0 |
| 31 Mar 20 | 150 | 108 | 5 | 0 |
| 31 Dec 19 | 142 | 106 | 4 | 0 |
| 31 Dec 18 | 101 | 80 | 2 | 0 |
Quality Earnings: CRYSTALINS has high quality earnings.
Growing Profit Margin: CRYSTALINS's current net profit margins (21.6%) are higher than last year (14.5%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: CRYSTALINS's earnings have grown by 5.3% per year over the past 5 years.
Accelerating Growth: CRYSTALINS's earnings growth over the past year (1%) is below its 5-year average (5.3% per year).
Earnings vs Industry: CRYSTALINS earnings growth over the past year (1%) exceeded the Insurance industry -7.3%.
Return on Equity
High ROE: CRYSTALINS's Return on Equity (12%) is considered low.