Bangladesh General Insurance Company PLC.

DSE:BGIC Stock Report

Market Cap: ৳1.9b

Bangladesh General Insurance Past Earnings Performance

Past criteria checks 2/6

Bangladesh General Insurance has been growing earnings at an average annual rate of 5.5%, while the Insurance industry saw earnings growing at 5.5% annually. Revenues have been growing at an average rate of 4.7% per year. Bangladesh General Insurance's return on equity is 7.2%, and it has net margins of 10.2%.

Key information

5.5%

Earnings growth rate

5.4%

EPS growth rate

Insurance Industry Growth11.0%
Revenue growth rate4.7%
Return on equity7.2%
Net Margin10.2%
Last Earnings Update30 Jun 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Bangladesh General Insurance makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

DSE:BGIC Revenue, expenses and earnings (BDT Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 24647662600
31 Mar 24658632720
31 Dec 23653682860
30 Sep 23665833100
30 Jun 23667843170
31 Mar 23629843110
31 Dec 22638823030
30 Sep 22614862890
30 Jun 22607862690
31 Mar 226371052740
31 Dec 216171042670
30 Sep 216171052240
30 Jun 216281032560
31 Mar 21564842490
31 Dec 20507682450
30 Sep 20522762890
30 Jun 20553652580
31 Mar 20567392650
31 Dec 19609692590
30 Sep 19539482490
30 Jun 19499472440
31 Mar 19474472380
31 Dec 18500562380
30 Sep 18645552370
30 Jun 18614582410
31 Mar 18604602380
31 Dec 17603882420
30 Sep 17534482260
30 Jun 17477492410
31 Mar 17554562370
31 Dec 16553532400
30 Sep 16612352220
30 Jun 16685462210
31 Mar 16559592270
31 Dec 15583612230
30 Sep 15463692560
30 Jun 15459672330
31 Mar 15530682160
31 Dec 14496712120
30 Sep 14515822340
30 Jun 14477862180
31 Mar 14511852180
31 Dec 13492742100

Quality Earnings: BGIC has high quality earnings.

Growing Profit Margin: BGIC's current net profit margins (10.2%) are lower than last year (12.5%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: BGIC's earnings have grown by 5.5% per year over the past 5 years.

Accelerating Growth: BGIC's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: BGIC had negative earnings growth (-21.1%) over the past year, making it difficult to compare to the Insurance industry average (-4%).


Return on Equity

High ROE: BGIC's Return on Equity (7.2%) is considered low.


Return on Assets


Return on Capital Employed


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