National Housing Finance PLC

DSE:NHFIL Stock Report

Market Cap: ৳3.1b

National Housing Finance Past Earnings Performance

Past criteria checks 1/6

National Housing Finance's earnings have been declining at an average annual rate of -16.4%, while the Diversified Financial industry saw earnings growing at 16.7% annually. Revenues have been declining at an average rate of 9.5% per year. National Housing Finance's return on equity is 2.6%, and it has net margins of 18.7%.

Key information

-16.4%

Earnings growth rate

-16.3%

EPS growth rate

Diversified Financial Industry Growth3.2%
Revenue growth rate-9.5%
Return on equity2.6%
Net Margin18.7%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How National Housing Finance makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

DSE:NHFIL Revenue, expenses and earnings (BDT Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24301561980
30 Jun 24344681990
31 Mar 24364951890
31 Dec 233721211870
30 Sep 235311991720
30 Jun 235892311730
31 Mar 236102371720
31 Dec 226502631710
30 Sep 226922491680
30 Jun 226942661670
31 Mar 226382631600
31 Dec 216382611580
30 Sep 216953191560
30 Jun 217273781450
31 Mar 217083501420
31 Dec 206703211470
30 Sep 206523161560
30 Jun 205531841630
31 Mar 206212311570
31 Dec 196132371550
30 Sep 196282801570
30 Jun 196363041490
31 Mar 196262861510
31 Dec 186332761370
30 Sep 186102431260
30 Jun 186112391260
31 Mar 185892471160
31 Dec 175842551170
30 Sep 175472401170
30 Jun 175342381120
31 Mar 175382381080
31 Dec 165462441030
30 Sep 165402431020
30 Jun 16541251940
31 Mar 16543260850
31 Dec 15502231800
30 Sep 15489230660
30 Jun 15483229680
31 Mar 15431183700
31 Dec 14425210710
30 Sep 14410206680
30 Jun 14396199620
31 Mar 14383229600
31 Dec 13314167560

Quality Earnings: NHFIL has high quality earnings.

Growing Profit Margin: NHFIL's current net profit margins (18.7%) are lower than last year (37.5%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: NHFIL's earnings have declined by 16.4% per year over the past 5 years.

Accelerating Growth: NHFIL's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: NHFIL had negative earnings growth (-71.7%) over the past year, making it difficult to compare to the Diversified Financial industry average (18.1%).

Return on Equity

High ROE: NHFIL's Return on Equity (2.6%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/26 21:23
End of Day Share Price 2024/12/26 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

National Housing Finance PLC is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution