National Housing Finance Past Earnings Performance
Past criteria checks 1/6
National Housing Finance's earnings have been declining at an average annual rate of -2.2%, while the Diversified Financial industry saw earnings growing at 15.2% annually. Revenues have been growing at an average rate of 0.03% per year. National Housing Finance's return on equity is 8.8%, and it has net margins of 37.5%.
Key information
-2.2%
Earnings growth rate
-2.2%
EPS growth rate
| Diversified Financial Industry Growth | 3.2% |
| Revenue growth rate | 0.03% |
| Return on equity | 8.8% |
| Net Margin | 37.5% |
| Last Earnings Update | 30 Sep 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How National Housing Finance makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 23 | 531 | 199 | 172 | 0 |
| 30 Jun 23 | 589 | 231 | 173 | 0 |
| 31 Mar 23 | 610 | 237 | 172 | 0 |
| 31 Dec 22 | 650 | 263 | 171 | 0 |
| 30 Sep 22 | 692 | 249 | 168 | 0 |
| 30 Jun 22 | 694 | 266 | 167 | 0 |
| 31 Mar 22 | 638 | 263 | 160 | 0 |
| 31 Dec 21 | 638 | 261 | 158 | 0 |
| 30 Sep 21 | 695 | 319 | 156 | 0 |
| 30 Jun 21 | 727 | 378 | 145 | 0 |
| 31 Mar 21 | 708 | 350 | 142 | 0 |
| 31 Dec 20 | 670 | 321 | 147 | 0 |
| 30 Sep 20 | 652 | 316 | 156 | 0 |
| 30 Jun 20 | 553 | 184 | 163 | 0 |
| 31 Mar 20 | 621 | 231 | 157 | 0 |
| 31 Dec 19 | 613 | 237 | 155 | 0 |
| 30 Sep 19 | 628 | 280 | 157 | 0 |
| 30 Jun 19 | 636 | 304 | 149 | 0 |
| 31 Mar 19 | 626 | 286 | 151 | 0 |
| 31 Dec 18 | 633 | 276 | 137 | 0 |
| 30 Sep 18 | 610 | 243 | 126 | 0 |
| 30 Jun 18 | 611 | 239 | 126 | 0 |
| 31 Mar 18 | 589 | 247 | 116 | 0 |
| 31 Dec 17 | 584 | 255 | 117 | 0 |
| 30 Sep 17 | 547 | 240 | 117 | 0 |
| 30 Jun 17 | 534 | 238 | 112 | 0 |
| 31 Mar 17 | 538 | 238 | 108 | 0 |
| 31 Dec 16 | 546 | 244 | 103 | 0 |
| 30 Sep 16 | 540 | 243 | 102 | 0 |
| 30 Jun 16 | 541 | 251 | 94 | 0 |
| 31 Mar 16 | 543 | 260 | 85 | 0 |
| 31 Dec 15 | 502 | 231 | 80 | 0 |
| 30 Sep 15 | 489 | 230 | 66 | 0 |
| 30 Jun 15 | 483 | 229 | 68 | 0 |
| 31 Mar 15 | 431 | 183 | 70 | 0 |
| 31 Dec 14 | 425 | 210 | 71 | 0 |
| 30 Sep 14 | 410 | 206 | 68 | 0 |
| 30 Jun 14 | 396 | 199 | 62 | 0 |
| 31 Mar 14 | 383 | 229 | 60 | 0 |
| 31 Dec 13 | 314 | 167 | 56 | 0 |
| 30 Sep 13 | 244 | 155 | 55 | 0 |
| 30 Jun 13 | 172 | 107 | 54 | 0 |
Quality Earnings: NHFIL has a high level of non-cash earnings.
Growing Profit Margin: NHFIL's current net profit margins (37.5%) are higher than last year (35.9%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: NHFIL's earnings have declined by 2.2% per year over the past 5 years.
Accelerating Growth: NHFIL's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: NHFIL had negative earnings growth (-20.1%) over the past year, making it difficult to compare to the Diversified Financial industry average (12.1%).
Return on Equity
High ROE: NHFIL's Return on Equity (8.8%) is considered low.