LankaBangla Finance PLC.

DSE:LANKABAFIN Stock Report

Market Cap: ৳10.2b

LankaBangla Finance Past Earnings Performance

Past criteria checks 3/6

LankaBangla Finance's earnings have been declining at an average annual rate of -8.8%, while the Consumer Finance industry saw earnings growing at 14.3% annually. Revenues have been declining at an average rate of 3.1% per year. LankaBangla Finance's return on equity is 5.1%, and it has net margins of 15.5%.

Key information

-8.8%

Earnings growth rate

-8.9%

EPS growth rate

Consumer Finance Industry Growth9.8%
Revenue growth rate-3.1%
Return on equity5.1%
Net Margin15.5%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How LankaBangla Finance makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

DSE:LANKABAFIN Revenue, expenses and earnings (BDT Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 243,4135291,6460
30 Jun 242,9323141,5400
31 Mar 242,7793791,5430
31 Dec 232,7773781,5630
30 Sep 233,3883961,5930
30 Jun 233,5535101,6070
31 Mar 233,6074981,6090
31 Dec 223,7226501,6150
30 Sep 224,3568421,6620
30 Jun 224,6721,2091,6690
31 Mar 224,4591,2891,6380
31 Dec 214,5141,2811,6260
30 Sep 213,9331,3991,4910
30 Jun 213,5411,2811,4420
31 Mar 213,5251,1261,4090
31 Dec 203,4069741,4340
30 Sep 203,4857221,4290
30 Jun 203,4973221,5210
31 Mar 203,8205211,7120
31 Dec 193,7695041,7780
30 Sep 193,6885571,7640
30 Jun 193,6314341,7560
31 Mar 193,7584071,8220
31 Dec 183,7914341,7970
30 Sep 184,4269801,9130
30 Jun 184,8411,5211,8590
31 Mar 184,6901,6791,8010
31 Dec 174,7941,8991,7410
30 Sep 174,0631,5141,4790
30 Jun 173,4351,1491,4240
31 Mar 173,1911,0041,3630
31 Dec 162,7677961,3300
30 Sep 162,5596421,2950
30 Jun 162,4506811,2230
31 Mar 162,3958341,1700
31 Dec 152,0294251,0940
30 Sep 152,0713471,0730
30 Jun 151,8213171,0610
31 Mar 151,598561,0010
31 Dec 141,8734429400
30 Sep 141,8387198420
30 Jun 142,1288937400
31 Mar 141,9219286800
31 Dec 131,9279356230

Quality Earnings: LANKABAFIN has a large one-off gain of BDT467.0M impacting its last 12 months of financial results to 30th September, 2024.

Growing Profit Margin: LANKABAFIN's current net profit margins (15.5%) are higher than last year (11.7%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: LANKABAFIN's earnings have declined by 8.8% per year over the past 5 years.

Accelerating Growth: LANKABAFIN's earnings growth over the past year (33.4%) exceeds its 5-year average (-8.8% per year).

Earnings vs Industry: LANKABAFIN earnings growth over the past year (33.4%) exceeded the Consumer Finance industry 12.4%.

Return on Equity

High ROE: LANKABAFIN's Return on Equity (5.1%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/20 22:55
End of Day Share Price 2024/12/19 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

LankaBangla Finance PLC. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution