FASFIN Stock Overview
FAS Finance & Investment Limited operates as a non-banking financial institution in Bangladesh.
FAS Finance & Investment Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||৳4.90|
|52 Week High||৳11.70|
|52 Week Low||৳4.90|
|1 Month Change||-3.92%|
|3 Month Change||-14.04%|
|1 Year Change||-12.50%|
|3 Year Change||-46.15%|
|5 Year Change||-67.10%|
|Change since IPO||-64.13%|
Recent News & Updates
|FASFIN||BD Diversified Financial||BD Market|
Return vs Industry: FASFIN underperformed the BD Diversified Financial industry which returned 30% over the past year.
Return vs Market: FASFIN underperformed the BD Market which returned -1.2% over the past year.
|FASFIN Average Weekly Movement||4.7%|
|Diversified Financial Industry Average Movement||4.4%|
|Market Average Movement||4.5%|
|10% most volatile stocks in BD Market||6.3%|
|10% least volatile stocks in BD Market||2.7%|
Stable Share Price: FASFIN is not significantly more volatile than the rest of BD stocks over the past 3 months, typically moving +/- 5% a week.
Volatility Over Time: FASFIN's weekly volatility (5%) has been stable over the past year.
About the Company
FAS Finance & Investment Limited operates as a non-banking financial institution in Bangladesh. The company offers retail finance services, which include home, auto, and personal loans, as well as loans against TDR; various deposit schemes and treasury services; and corporate finance services comprising lease/sale and lease back services, project finance services, short term loans, and specialized products. It also provides structured finance services, including syndication, private placement of equity, project/infrastructure finance, as well as special funds; merger and acquisition, joint-venture matchmaking, and feasibility study advisory services; and securitization of assets.
FAS Finance & Investment Fundamentals Summary
|FASFIN fundamental statistics|
Is FASFIN overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|FASFIN income statement (TTM)|
|Cost of Revenue||৳2.70m|
Last Reported Earnings
Sep 30, 2021
Next Earnings Date
|Earnings per share (EPS)||-13.27|
|Net Profit Margin||105.71%|
How did FASFIN perform over the long term?See historical performance and comparison
Is FASFIN undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score 4/6
Price-To-Book vs Peers
Price-To-Book vs Industry
Price-To-Book vs Fair Ratio
Below Fair Value
Significantly Below Fair Value
Key Valuation Metric
Which metric is best to use when looking at relative valuation for FASFIN?
Other financial metrics that can be useful for relative valuation.
|What is FASFIN's n/a Ratio?|
Price to Book Ratio vs Peers
How does FASFIN's PB Ratio compare to its peers?
|FASFIN PB Ratio vs Peers|
|Company||PB||Estimated Growth||Market Cap|
Price-To-Book vs Peers: FASFIN is good value based on its Price-To-Book Ratio (-0.2x) compared to the peer average (1.3x).
Price to Earnings Ratio vs Industry
How does FASFIN's PE Ratio compare vs other companies in the Diversified Financial Industry?
Price-To-Book vs Industry: FASFIN is good value based on its Price-To-Book Ratio (-0.2x) compared to the BD Diversified Financial industry average (1.4x)
Price to Book Ratio vs Fair Ratio
What is FASFIN's PB Ratio compared to its Fair PB Ratio? This is the expected PB Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
|Current PB Ratio||-0.2x|
|Fair PB Ratio||n/a|
Price-To-Book vs Fair Ratio: Insufficient data to calculate FASFIN's Price-To-Book Fair Ratio for valuation analysis.
Share Price vs Fair Value
What is the Fair Price of FASFIN when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: FASFIN (BDT4.9) is trading below our estimate of fair value (BDT7.33)
Significantly Below Fair Value: FASFIN is trading below fair value by more than 20%.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate FASFIN's PEG Ratio to determine if it is good value.
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How is FAS Finance & Investment forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Future Growth Score0/6
Future Growth Score 0/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Forecasted Diversified Financials industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as FAS Finance & Investment has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
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- Examine whether FAS Finance & Investment is trading at an attractive price based on how much it is expected to earn in the future, and relative to its industry peers and the wider market.
How has FAS Finance & Investment performed over the past 5 years?
Past Performance Score0/6
Past Performance Score 0/6
Growing Profit Margin
Earnings vs Industry
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: FASFIN is currently unprofitable.
Growing Profit Margin: FASFIN is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: FASFIN is unprofitable, and losses have increased over the past 5 years at a rate of 69.7% per year.
Accelerating Growth: Unable to compare FASFIN's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: FASFIN is unprofitable, making it difficult to compare its past year earnings growth to the Diversified Financial industry (1.8%).
Return on Equity
High ROE: FASFIN's liabilities exceed its assets, so it is difficult to calculate its Return on Equity.
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How is FAS Finance & Investment's financial position?
Financial Health Score2/6
Financial Health Score 2/6
Short Term Liabilities
Long Term Liabilities
Stable Cash Runway
Forecast Cash Runway
Financial Position Analysis
Short Term Liabilities: FASFIN has negative shareholder equity, which is a more serious situation than short term assets not covering short term liabilities.
Long Term Liabilities: FASFIN has negative shareholder equity, which is a more serious situation than short term assets not covering long term liabilities.
Debt to Equity History and Analysis
Debt Level: FASFIN has negative shareholder equity, which is a more serious situation than a high debt level.
Reducing Debt: FASFIN's has negative shareholder equity, so we do not need to check if its debt has reduced over time.
Cash Runway Analysis
For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: Whilst unprofitable FASFIN has sufficient cash runway for more than 3 years if it maintains its current positive free cash flow level.
Forecast Cash Runway: FASFIN is unprofitable but has sufficient cash runway for more than 3 years, even with free cash flow being positive and shrinking by 13.2% per year.
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What is FAS Finance & Investment current dividend yield, its reliability and sustainability?
Dividend Score 0/6
Future Dividend Coverage
Dividend Yield vs Market
Notable Dividend: Unable to evaluate FASFIN's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate FASFIN's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if FASFIN's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if FASFIN's dividend payments have been increasing.
Earnings Payout to Shareholders
Earnings Coverage: FASFIN is not paying a notable dividend for the BD market.
Cash Payout to Shareholders
Cash Flow Coverage: Unable to calculate sustainability of dividends as FASFIN has not reported any payouts.
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How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Mr. Pritish Kumar Sarker is Managing Director, Chief Executive Officer and Director of FAS Finance & Investment Limited since January 07, 2018. Mr. Sarker was Senior Executive Vice President of Southeast B...
Experienced Management: FASFIN's management team is considered experienced (2.4 years average tenure).
Experienced Board: FASFIN's board of directors are not considered experienced ( 2.4 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
FAS Finance & Investment Limited's employee growth, exchange listings and data sources
- Name: FAS Finance & Investment Limited
- Ticker: FASFIN
- Exchange: DSE
- Founded: 1997
- Industry: Other Diversified Financial Services
- Sector: Diversified Financials
- Implied Market Cap: ৳730.479m
- Shares outstanding: 149.08m
- Website: https://www.fasbd.com
Number of Employees
- FAS Finance & Investment Limited
- Suvastu Imam Square
- 4th and 5th Floor
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2022/06/26 00:00|
|End of Day Share Price||2022/06/26 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.