Bangladesh Finance Past Earnings Performance
Past criteria checks 3/6
Bangladesh Finance's earnings have been declining at an average annual rate of -9.9%, while the Diversified Financial industry saw earnings growing at 16.3% annually. Revenues have been growing at an average rate of 11.4% per year. Bangladesh Finance's return on equity is 5.1%, and it has net margins of 25.1%.
Key information
-9.9%
Earnings growth rate
-10.0%
EPS growth rate
| Diversified Financial Industry Growth | 3.2% |
| Revenue growth rate | 11.4% |
| Return on equity | 5.1% |
| Net Margin | 25.1% |
| Last Earnings Update | 30 Sep 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Bangladesh Finance makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 23 | 588 | 148 | 275 | 0 |
| 30 Jun 23 | 600 | 135 | 281 | 0 |
| 31 Mar 23 | 721 | 181 | 276 | 0 |
| 31 Dec 22 | 846 | 236 | 263 | 0 |
| 30 Sep 22 | 848 | 47 | 246 | 0 |
| 30 Jun 22 | 1,085 | 194 | 226 | 0 |
| 31 Mar 22 | 1,114 | 247 | 212 | 0 |
| 31 Dec 21 | 1,078 | 256 | 203 | 0 |
| 30 Sep 21 | 1,048 | 488 | 169 | 0 |
| 30 Jun 21 | 865 | 431 | 165 | 0 |
| 31 Mar 21 | 711 | 327 | 156 | 0 |
| 31 Dec 20 | 659 | 301 | 153 | 0 |
| 30 Sep 20 | 638 | 345 | 134 | 0 |
| 30 Jun 20 | 559 | 227 | 143 | 0 |
| 31 Mar 20 | 616 | 238 | 158 | 0 |
| 31 Dec 19 | 442 | 188 | 164 | 0 |
| 30 Sep 19 | 413 | 162 | 191 | 0 |
| 30 Jun 19 | 516 | 316 | 193 | 0 |
| 31 Mar 19 | 430 | 288 | 185 | 0 |
| 31 Dec 18 | 540 | 282 | 190 | 0 |
| 30 Sep 18 | 591 | 351 | 179 | 0 |
| 30 Jun 18 | 536 | 207 | 168 | 0 |
| 31 Mar 18 | 550 | 194 | 167 | 0 |
| 31 Dec 17 | 688 | 279 | 153 | 0 |
| 30 Sep 17 | 752 | 285 | 144 | 0 |
| 30 Jun 17 | 639 | 179 | 140 | 0 |
| 31 Mar 17 | 705 | 225 | 130 | 0 |
| 31 Dec 16 | 609 | 166 | 125 | 0 |
| 30 Sep 16 | 528 | 132 | 120 | 0 |
| 30 Jun 16 | 614 | 254 | 114 | 0 |
| 31 Mar 16 | 649 | 354 | 107 | 0 |
| 31 Dec 15 | 566 | 194 | 106 | 0 |
| 30 Sep 15 | 532 | 63 | 104 | 0 |
| 30 Jun 15 | 437 | 97 | 97 | 0 |
| 31 Mar 15 | 451 | -3 | 91 | 0 |
| 31 Dec 14 | 431 | 108 | 88 | 0 |
| 30 Sep 14 | 575 | 133 | 92 | 0 |
| 30 Jun 14 | 584 | 139 | 78 | 0 |
| 31 Mar 14 | 519 | 140 | 79 | 0 |
| 31 Dec 13 | 431 | 93 | 65 | 0 |
| 30 Sep 13 | 211 | 20 | 61 | 0 |
| 30 Jun 13 | 107 | -28 | 51 | 0 |
Quality Earnings: BDFINANCE has a large one-off loss of BDT76.0M impacting its last 12 months of financial results to 30th September, 2023.
Growing Profit Margin: BDFINANCE's current net profit margins (25.1%) are higher than last year (5.6%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: BDFINANCE's earnings have declined by 9.9% per year over the past 5 years.
Accelerating Growth: BDFINANCE's earnings growth over the past year (212.9%) exceeds its 5-year average (-9.9% per year).
Earnings vs Industry: BDFINANCE earnings growth over the past year (212.9%) exceeded the Diversified Financial industry 13.8%.
Return on Equity
High ROE: BDFINANCE's Return on Equity (5.1%) is considered low.