Standard Bank Balance Sheet Health
Financial Health criteria checks 4/6
Standard Bank has total assets of BDT250.7B and total equity of BDT17.7B. Total deposits are BDT180.3B, and total loans are BDT192.1B earning a Net Interest Margin of 2.1%. It has insufficient allowance for bad loans, which are currently at 6.1% of total loans. Cash and short-term investments are BDT18.6B.
Key information
14.1x
Asset to equity ratio
2.1%
Net interest margin
Total deposits | ৳180.32b |
Loan to deposit ratio | Appropriate |
Bad loans | 6.1% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | ৳18.61b |
Recent financial health updates
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Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: STANDBANKL's Assets to Equity ratio (14.1x) is moderate.
Allowance for Bad Loans: STANDBANKL has a low allowance for bad loans (40%).
Low Risk Liabilities: 77% of STANDBANKL's liabilities are made up of primarily low risk sources of funding.
Loan Level: STANDBANKL has an appropriate level of Loans to Assets ratio (77%).
Low Risk Deposits: STANDBANKL's Loans to Deposits ratio (107%) is appropriate.
Level of Bad Loans: STANDBANKL has a high level of bad loans (6.1%).