Standard Bank Balance Sheet Health
Financial Health criteria checks 4/6
Standard Bank has total assets of BDT263.5B and total equity of BDT18.7B. Total deposits are BDT187.0B, and total loans are BDT200.3B earning a Net Interest Margin of 1.8%. It has insufficient allowance for bad loans, which are currently at 7.4% of total loans. Cash and short-term investments are BDT23.2B.
Key information
14.1x
Asset to equity ratio
1.8%
Net interest margin
| Total deposits | ৳187.01b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 7.4% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | ৳23.15b |
Recent financial health updates
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Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: STANDBANKL's Assets to Equity ratio (14.1x) is moderate.
Allowance for Bad Loans: STANDBANKL has a low allowance for bad loans (35%).
Low Risk Liabilities: 76% of STANDBANKL's liabilities are made up of primarily low risk sources of funding.
Loan Level: STANDBANKL has an appropriate level of Loans to Assets ratio (76%).
Low Risk Deposits: STANDBANKL's Loans to Deposits ratio (107%) is appropriate.
Level of Bad Loans: STANDBANKL has a high level of bad loans (7.4%).