Rupali Bank Past Earnings Performance
Past criteria checks 4/6
Rupali Bank has been growing earnings at an average annual rate of 9%, while the Banks industry saw earnings growing at 9.4% annually. Revenues have been growing at an average rate of 7.4% per year. Rupali Bank's return on equity is 4%, and it has net margins of 4.9%.
Key information
9.0%
Earnings growth rate
9.0%
EPS growth rate
| Banks Industry Growth | 8.5% |
| Revenue growth rate | 7.4% |
| Return on equity | 4.0% |
| Net Margin | 4.9% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Rupali Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 14,048 | 694 | 9,248 | 0 |
| 30 Jun 24 | 13,514 | 694 | 8,645 | 0 |
| 31 Mar 24 | 13,517 | 682 | 8,680 | 0 |
| 31 Dec 23 | 13,370 | 627 | 8,299 | 0 |
| 30 Sep 23 | 13,823 | 625 | 8,484 | 0 |
| 30 Jun 23 | 14,202 | 524 | 8,278 | 0 |
| 31 Mar 23 | 15,780 | 362 | 8,245 | 0 |
| 31 Dec 22 | 14,949 | 285 | 8,182 | 0 |
| 30 Sep 22 | 15,315 | 424 | 7,969 | 0 |
| 30 Jun 22 | 15,842 | 451 | 7,874 | 0 |
| 31 Mar 22 | 12,979 | 520 | 7,619 | 0 |
| 31 Dec 21 | 13,321 | 500 | 7,274 | 0 |
| 30 Sep 21 | 12,572 | 164 | 6,708 | 0 |
| 30 Jun 21 | 11,679 | 231 | 6,742 | 0 |
| 31 Mar 21 | 11,179 | 188 | 6,310 | 0 |
| 31 Dec 20 | 10,954 | 203 | 6,376 | 0 |
| 30 Sep 20 | 9,921 | 612 | 6,313 | 0 |
| 30 Jun 20 | 10,236 | 616 | 6,397 | 0 |
| 31 Mar 20 | 10,912 | 567 | 6,457 | 0 |
| 31 Dec 19 | 10,567 | 570 | 6,291 | 0 |
| 30 Sep 19 | 10,281 | 384 | 6,333 | 0 |
| 30 Jun 19 | 9,628 | 381 | 6,138 | 0 |
| 31 Mar 19 | 9,188 | 422 | 5,904 | 0 |
| 31 Dec 18 | 9,169 | 409 | 6,016 | 0 |
| 30 Sep 18 | 8,891 | 520 | 5,406 | 0 |
| 30 Jun 18 | 9,300 | 534 | 5,280 | 0 |
| 31 Mar 18 | 9,143 | 583 | 5,290 | 0 |
| 31 Dec 17 | 9,283 | 602 | 5,245 | 0 |
| 30 Sep 17 | 10,133 | 1,478 | 5,699 | 0 |
| 30 Jun 17 | 7,624 | -1,105 | 5,885 | 0 |
| 31 Mar 17 | 6,972 | -1,181 | 5,594 | 0 |
| 31 Dec 16 | 6,449 | -1,212 | 5,450 | 0 |
| 30 Sep 16 | 5,617 | -2,376 | 4,717 | 0 |
| 30 Jun 16 | 6,715 | 69 | 4,146 | 0 |
| 31 Mar 16 | 6,345 | -44 | 3,840 | 0 |
| 31 Dec 15 | 6,527 | 236 | 3,530 | 0 |
| 30 Sep 15 | 5,671 | 365 | 3,192 | 0 |
| 30 Jun 15 | 5,865 | 467 | 3,123 | 0 |
| 31 Mar 15 | 5,724 | 635 | 3,113 | 0 |
| 31 Dec 14 | 5,039 | 491 | 3,097 | 0 |
| 30 Sep 14 | 5,087 | -30 | 2,969 | 0 |
| 30 Jun 14 | 4,753 | -7 | 2,756 | 0 |
| 31 Mar 14 | 5,322 | 501 | 2,681 | 0 |
| 31 Dec 13 | 4,997 | 452 | 2,496 | 0 |
Quality Earnings: RUPALIBANK has high quality earnings.
Growing Profit Margin: RUPALIBANK's current net profit margins (4.9%) are higher than last year (4.5%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: RUPALIBANK's earnings have grown by 9% per year over the past 5 years.
Accelerating Growth: RUPALIBANK's earnings growth over the past year (11%) exceeds its 5-year average (9% per year).
Earnings vs Industry: RUPALIBANK earnings growth over the past year (11%) did not outperform the Banks industry 29.8%.
Return on Equity
High ROE: RUPALIBANK's Return on Equity (4%) is considered low.