NRBC Bank Balance Sheet Health
Financial Health criteria checks 4/6
NRBC Bank has total assets of BDT222.1B and total equity of BDT13.6B. Total deposits are BDT135.3B, and total loans are BDT152.6B earning a Net Interest Margin of 2.5%. It has insufficient allowance for bad loans, which are currently at 4.8% of total loans. Cash and short-term investments are BDT6.5B.
Key information
16.3x
Asset to equity ratio
2.5%
Net interest margin
Total deposits | ৳135.30b |
Loan to deposit ratio | Appropriate |
Bad loans | 4.8% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | ৳6.45b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: NRBCBANK's Assets to Equity ratio (16.3x) is moderate.
Allowance for Bad Loans: NRBCBANK has a low allowance for bad loans (40%).
Low Risk Liabilities: 65% of NRBCBANK's liabilities are made up of primarily low risk sources of funding.
Loan Level: NRBCBANK has an appropriate level of Loans to Assets ratio (69%).
Low Risk Deposits: NRBCBANK's Loans to Deposits ratio (113%) is appropriate.
Level of Bad Loans: NRBCBANK has a high level of bad loans (4.8%).